Compare · 2 funds side by side · dividends reinvested

DFNM and VCIT

DFNMDimensional×VCITVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$10,508VCIT · best of the two

02 / 04

DFNM and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - National Municipal Bond ETFBonds & Cash · Municipal0.18%3.00%+1.0%+1.5%+3.9%[…]−4.6%2.4%$2.3B1.4

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: DFNM 2021 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional - National Municipal Bond ETF · $2.3B[…]

DFNM

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

$10,000 five years ago, dividends reinvested

DFNMMeasureVCIT

+1.0%Year to dateJan 1 → Nov 5−0.6%

+1.5%1 yearTotal return+0.3%

+3.9%3 years · per year$10,000 became $11,202 · $12,368+7.3%

[…]5 years · per year$10,000 became […] · $10,508+1.0%

0.18%Expense ratio$18 · $3 a year on $10k · lower is better0.03%

3.00%Trailing 12-mo yield$300 · $502 a year on $10k5.02%

−4.6%Worst dropSmaller is better−4.9%

2.4%VolatilityLower is calmer4.5%

DFNMVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3DFNM wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFNM vs VCIT: Top 5 Holdings

Today

DFNM

[…]in top 5

VCIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

DFNM vs VCIT Returns, Every Period

DimensionalDFNM

+1.5%

past year

VCITVanguard

+0.3%

past year

DFNMVCITFaded: behind in that period

2–1DFNM wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

DFNM vs VCIT

YTD

DimensionalDFNM

+1.0%

VCITVanguard

−0.6%

+1.0%Year to date−0.6%

−4.6%Worst drop · 1Y−4.9%

2.4%Volatility · 1Y4.5%

3.0%Yield5.0%

$2.3BAssets$66.6B

3–1DFNM wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFNM, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

DFNM0.18%$18

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: DFNM, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

DFNM3.00%$300

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

DFNM$300 − $18 = $282

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: DFNM, VCIT

Today

[…]holdings […]

DFNMVCIT

DFNM—[…]

VCIT[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+1.5%DFNM, at 2.4% volatility

DFNMWorst drop−4.6%2.4% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITDFNM

−0.6%Year to date+1.0%

5.0%Yield3.0%

+0.3%Past year+1.5%

0.03%Fee0.18%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026