Compare · 3 funds side by side · dividends reinvested

DFSD, SPY and AGG

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

DFSD, SPY and AGG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - Short Duration Fixed Income ETFBonds & Cash · Short-term0.17%4.50%+1.2%+2.0%+5.0%[…]−1.7%2.1%$7.4B1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.9

iShares Core U.S. Aggregate Bond ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.7%+5.2%−0.1%−4.6%4.1%$139B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: DFSD 2021 · SPY 1993 · AGG 2003

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional - Short Duration Fixed Income ETF · $7.4B[…]

DFSD

SPY

State Street SPDR S&P 500 ETF · $819B$17,118

$10,000 five years ago, dividends reinvested

DFSDMeasureSPY

+1.2%Year to dateJan 1 → Nov 6+8.7%

+2.0%1 yearTotal return+9.7%

+5.0%3 years · per year$10,000 became $11,573 · $18,039+21.7%

[…]5 years · per year$10,000 became […] · $17,118+11.3%

0.17%Expense ratio$17 · $9 a year on $10k · lower is better0.09%

4.50%Trailing 12-mo yield$450 · $103 a year on $10k1.03%

−1.7%Worst dropSmaller is better−8.9%

2.1%VolatilityLower is calmer13.6%

DFSDSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SPY wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFSD vs SPY: Top 5 Holdings

Today

DFSD

[…]in top 5

SPY

in top 527.8%

DFSDStockSPY

not top 5AAPL7.9%

not top 5NVDA6.9%

not top 5MSFT6.3%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

DFSD vs SPY Returns, Every Period

DimensionalDFSD

+2.0%

past year

SPYSPDR

+9.7%

past year

DFSDSPYFaded: behind in that period

0–3SPY wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

DFSD vs AGG

YTD

DimensionalDFSD

+1.2%

AGGiShares

−0.0%

+1.2%Year to date−0.0%

−1.7%Worst drop · 1Y−4.6%

2.1%Volatility · 1Y4.1%

4.5%Yield4.1%

$7.4BAssets$139B

4–0DFSD wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFSD, SPY, AGG

Today

0.03%lowest, AGG

FundExpense ratioFee$10k

AGG0.03%$3

SPY0.09%$9

DFSD0.17%$17

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: DFSD, SPY, AGG

4.50%highest, DFSD

FundTrailing yieldYield$10k

DFSD4.50%$450

AGG4.12%$412

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$433most kept, DFSD

DFSD$450 − $17 = $433

AGG$412 − $3 = $409

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: DFSD, SPY, AGG

Today

[…]holdings […]

DFSDSPYAGG

DFSD—[…][…]

SPY[…]—[…]

AGG[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.7%SPY, at 13.6% volatility

DFSDWorst drop−1.7%2.1% vol

AGGWorst drop−4.6%4.1% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

DFSDSPY

+1.2%Year to date+8.7%

4.5%Yield1.0%

+2.0%Past year+9.7%

0.17%Fee0.09%

3–1SPY wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026