Compare · 3 funds side by side · dividends reinvested

DFSD, SPY and QQQ

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,352QQQ · best of the three

02 / 04

DFSD, SPY and QQQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$819B1.6

Dimensional - Short Duration Fixed Income ETFBonds & Cash · Short-term0.17%4.50%+1.3%+2.1%+5.2%[…]−1.7%2.1%$7.4B2.0

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.48%+5.7%+5.0%+23.3%+11.7%−14.8%21.3%$469B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: DFSD 2021 · SPY 1993 · QQQ 1999

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional - Short Duration Fixed Income ETF · $7.4B[…]

DFSD

SPY

State Street SPDR S&P 500 ETF · $819B$17,099

$10,000 five years ago, dividends reinvested

DFSDMeasureSPY

+1.3%Year to dateJan 1 → Nov 5+8.3%

+2.1%1 yearTotal return+9.7%

+5.2%3 years · per year$10,000 became $11,637 · $18,174+22.0%

[…]5 years · per year$10,000 became […] · $17,099+11.3%

0.17%Expense ratio$17 · $9 a year on $10k · lower is better0.09%

4.50%Trailing 12-mo yield$450 · $103 a year on $10k1.03%

−1.7%Worst dropSmaller is better−8.9%

2.1%VolatilityLower is calmer13.6%

DFSDSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SPY wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFSD vs SPY: Top 5 Holdings

Today

DFSD

[…]in top 5

SPY

in top 527.7%

DFSDStockSPY

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

DFSD vs SPY Returns, Every Period

DimensionalDFSD

+2.1%

past year

SPYSPDR

+9.7%

past year

DFSDSPYFaded: behind in that period

0–3SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Bonds vs Core: DFSD vs SPY

YTD

DimensionalDFSD

+1.3%

SPYSPDR

+8.3%

+1.3%Year to date+8.3%

−1.7%Worst drop · 1Y−8.9%

2.1%Volatility · 1Y13.6%

4.5%Yield1.0%

$7.4BAssets$819B

3–1DFSD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFSD, SPY, QQQ

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

DFSD0.17%$17

QQQ0.18%$18

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: DFSD, SPY, QQQ

4.50%highest, DFSD

FundTrailing yieldYield$10k

DFSD4.50%$450

SPY1.03%$103

QQQ0.48%$48

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$433most kept, DFSD

DFSD$450 − $17 = $433

SPY$103 − $9 = $94

QQQ$48 − $18 = $30

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: DFSD, SPY, QQQ

Today

52.8%most shared, SPY and QQQ

DFSDSPYQQQ

DFSD—[…][…]

SPY[…]—52.8%

QQQ[…]52.8%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.7%SPY, at 13.6% volatility

DFSDWorst drop−1.7%2.1% vol

SPYWorst drop−8.9%13.6% vol

QQQWorst drop−14.8%21.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

DFSDSPY

+1.3%Year to date+8.3%

4.5%Yield1.0%

+2.1%Past year+9.7%

0.17%Fee0.09%

3–1SPY wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+5.9%

QQQInvesco

+5.7%

+5.9%Year to date+5.7%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$469B

2–0QQQM wins

End-of-day Nov 5, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

−3.7%

QQQInvesco

+5.7%

−3.7%Year to date+5.7%

0.94% · $94Fee · on $10k a year0.18% · $18

$27.1BAssets$469B

2–0QQQ wins

End-of-day Nov 5, 2026