Compare · 3 funds side by side · dividends reinvested

DFSD, SPYM and BND

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,192SPYM · best of the three

02 / 04

DFSD, SPYM and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.05%+8.8%+9.8%+21.8%+11.4%−8.9%13.6%$182B1.8

Dimensional - Short Duration Fixed Income ETFBonds & Cash · Short-term0.17%4.50%+1.2%+2.0%+5.0%[…]−1.7%2.1%$7.4B1.9

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: DFSD 2021 · SPYM 2005 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Portfolio S&P 500 ETF · $182B$17,192

SPYM

BND

Vanguard Total Bond Market ETF · $161B$9,974

$10,000 five years ago, dividends reinvested

SPYMMeasureBND

+8.8%Year to dateJan 1 → Nov 6−0.0%

+9.8%1 yearTotal return+0.6%

+21.8%3 years · per year$10,000 became $18,082 · $11,637+5.2%

+11.4%5 years · per year$10,000 became $17,192 · $9,974−0.1%

0.02%Expense ratio$2 · $3 a year on $10k · lower is better0.03%

1.05%Trailing 12-mo yield$105 · $412 a year on $10k4.12%

−8.9%Worst dropSmaller is better−4.5%

13.6%VolatilityLower is calmer4.0%

SPYMBND Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3SPYM wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPYM vs BND: Top 5 Holdings

Today

SPYM

27.8%in top 5

BND

in top 5[…]

SPYMStockBND

7.9%AAPLnot top 5

6.9%NVDAnot top 5

6.3%MSFTnot top 5

4.0%AMZNnot top 5

2.6%GOOGLnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

SPYM vs BND Returns, Every Period

SPDRSPYM

+11.4%

5 years, per year

BNDVanguard

−0.1%

5 years, per year

SPYMBNDFaded: behind in that period

4–0SPYM wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Bonds: SPYM vs DFSD

YTD

SPDRSPYM

+8.8%

DFSDDimensional

+1.2%

+8.8%Year to date+1.2%

−8.9%Worst drop · 1Y−1.7%

13.6%Volatility · 1Y2.1%

1.1%Yield4.5%

$182BAssets$7.4B

3–1DFSD wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFSD, SPYM, BND

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

BND0.03%$3

DFSD0.17%$17

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: DFSD, SPYM, BND

4.50%highest, DFSD

FundTrailing yieldYield$10k

DFSD4.50%$450

BND4.12%$412

SPYM1.05%$105

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$433most kept, DFSD

DFSD$450 − $17 = $433

BND$412 − $3 = $409

SPYM$105 − $2 = $103

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: DFSD, SPYM, BND

Today

[…]holdings […]

DFSDSPYMBND

DFSD—[…][…]

SPYM[…]—[…]

BND[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%SPYM, at 13.6% volatility

DFSDWorst drop−1.7%2.1% vol

BNDWorst drop−4.5%4.0% vol

SPYMWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

DFSDSPYM

+1.2%Year to date+8.8%

4.5%Yield1.1%

+2.0%Past year+9.8%

0.17%Fee0.02%

3–1SPYM wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026