Compare · 3 funds side by side · dividends reinvested

DFSD, VTI and BND

DFSDDimensional×VTIVanguard×BNDVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375VTI · best of the three

02 / 04

DFSD, VTI and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.8

Dimensional - Short Duration Fixed Income ETFBonds & Cash · Short-term0.17%4.50%+1.2%+2.0%+5.0%[…]−1.7%2.1%$7.4B1.9

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: DFSD 2021 · VTI 2001 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

VTI

BND

Vanguard Total Bond Market ETF · $161B$9,974

$10,000 five years ago, dividends reinvested

VTIMeasureBND

+8.9%Year to dateJan 1 → Nov 6−0.0%

+9.9%1 yearTotal return+0.6%

+21.7%3 years · per year$10,000 became $18,004 · $11,637+5.2%

+10.4%5 years · per year$10,000 became $16,375 · $9,974−0.1%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

1.09%Trailing 12-mo yield$109 · $412 a year on $10k4.12%

−8.9%Worst dropSmaller is better−4.5%

13.7%VolatilityLower is calmer4.0%

VTIBND Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs BND: Top 5 Holdings

Today

VTI

25.0%in top 5

BND

in top 5[…]

VTIStockBND

7.1%NVDAnot top 5

6.6%AAPLnot top 5

5.2%MSFTnot top 5

3.3%AMZNnot top 5

2.8%GOOGLnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VTI vs BND Returns, Every Period

VanguardVTI

+10.4%

5 years, per year

BNDVanguard

−0.1%

5 years, per year

VTIBNDFaded: behind in that period

4–0VTI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Bonds: VTI vs DFSD

YTD

VanguardVTI

+8.9%

DFSDDimensional

+1.2%

+8.9%Year to date+1.2%

−8.9%Worst drop · 1Y−1.7%

13.7%Volatility · 1Y2.1%

1.1%Yield4.5%

$689BAssets$7.4B

3–1DFSD wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFSD, VTI, BND

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

BND0.03%$3

DFSD0.17%$17

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: DFSD, VTI, BND

4.50%highest, DFSD

FundTrailing yieldYield$10k

DFSD4.50%$450

BND4.12%$412

VTI1.09%$109

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$433most kept, DFSD

DFSD$450 − $17 = $433

BND$412 − $3 = $409

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: DFSD, VTI, BND

Today

[…]holdings […]

DFSDVTIBND

DFSD—[…][…]

VTI[…]—[…]

BND[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

DFSDWorst drop−1.7%2.1% vol

BNDWorst drop−4.5%4.0% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

DFSDVTI

+1.2%Year to date+8.9%

4.5%Yield1.1%

+2.0%Past year+9.9%

0.17%Fee0.03%

3–1VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026