Compare · 3 funds side by side · dividends reinvested

DFSD, VTI and SPYM

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,192SPYM · best of the three

02 / 04

DFSD, VTI and SPYM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.05%+8.8%+9.8%+21.8%+11.4%−8.9%13.6%$182B1.8

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B2.0

Dimensional - Short Duration Fixed Income ETFBonds & Cash · Short-term0.17%4.50%+1.2%+2.0%+5.0%[…]−1.7%2.1%$7.4B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: DFSD 2021 · VTI 2001 · SPYM 2005

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional - Short Duration Fixed Income ETF · $7.4B[…]

DFSD

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested

DFSDMeasureVTI

+1.2%Year to dateJan 1 → Nov 6+8.9%

+2.0%1 yearTotal return+9.9%

+5.0%3 years · per year$10,000 became $11,573 · $18,004+21.7%

[…]5 years · per year$10,000 became […] · $16,375+10.4%

0.17%Expense ratio$17 · $3 a year on $10k · lower is better0.03%

4.50%Trailing 12-mo yield$450 · $109 a year on $10k1.09%

−1.7%Worst dropSmaller is better−8.9%

2.1%VolatilityLower is calmer13.7%

DFSDVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFSD vs VTI: Top 5 Holdings

Today

DFSD

[…]in top 5

VTI

in top 525.0%

DFSDStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

DFSD vs VTI Returns, Every Period

DimensionalDFSD

+2.0%

past year

VTIVanguard

+9.9%

past year

DFSDVTIFaded: behind in that period

0–3VTI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Bonds vs Core: DFSD vs VTI

YTD

DimensionalDFSD

+1.2%

VTIVanguard

+8.9%

+1.2%Year to date+8.9%

−1.7%Worst drop · 1Y−8.9%

2.1%Volatility · 1Y13.7%

4.5%Yield1.1%

$7.4BAssets$689B

3–1DFSD wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFSD, VTI, SPYM

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VTI0.03%$3

DFSD0.17%$17

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: DFSD, VTI, SPYM

4.50%highest, DFSD

FundTrailing yieldYield$10k

DFSD4.50%$450

VTI1.09%$109

SPYM1.05%$105

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$433most kept, DFSD

DFSD$450 − $17 = $433

VTI$109 − $3 = $106

SPYM$105 − $2 = $103

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: DFSD, VTI, SPYM

Today

85.5%most shared, VTI and SPYM

DFSDVTISPYM

DFSD—[…][…]

VTI[…]—85.5%

SPYM[…]85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

DFSDWorst drop−1.7%2.1% vol

SPYMWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

DFSDVTI

+1.2%Year to date+8.9%

4.5%Yield1.1%

+2.0%Past year+9.9%

0.17%Fee0.03%

3–1VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026