Compare · 3 funds side by side · dividends reinvested

DFSD, VTI and VCIT

DFSDDimensional×VTIVanguard×VCITVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,332VTI · best of the three

02 / 04

DFSD, VTI and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B1.8

Dimensional - Short Duration Fixed Income ETFBonds & Cash · Short-term0.17%4.50%+1.3%+2.1%+5.2%[…]−1.7%2.1%$7.4B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: DFSD 2021 · VTI 2001 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional - Short Duration Fixed Income ETF · $7.4B[…]

DFSD

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

$10,000 five years ago, dividends reinvested

DFSDMeasureVTI

+1.3%Year to dateJan 1 → Nov 5+8.4%

+2.1%1 yearTotal return+9.9%

+5.2%3 years · per year$10,000 became $11,637 · $18,113+21.9%

[…]5 years · per year$10,000 became […] · $16,332+10.3%

0.17%Expense ratio$17 · $3 a year on $10k · lower is better0.03%

4.50%Trailing 12-mo yield$450 · $110 a year on $10k1.10%

−1.7%Worst dropSmaller is better−8.9%

2.1%VolatilityLower is calmer13.7%

DFSDVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4VTI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFSD vs VTI: Top 5 Holdings

Today

DFSD

[…]in top 5

VTI

in top 525.0%

DFSDStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

DFSD vs VTI Returns, Every Period

DimensionalDFSD

+2.1%

past year

VTIVanguard

+9.9%

past year

DFSDVTIFaded: behind in that period

0–3VTI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

DFSD vs VCIT

YTD

DimensionalDFSD

+1.3%

VCITVanguard

−0.6%

+1.3%Year to date−0.6%

−1.7%Worst drop · 1Y−4.9%

2.1%Volatility · 1Y4.5%

4.5%Yield5.0%

$7.4BAssets$66.6B

3–1DFSD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFSD, VTI, VCIT

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VCIT0.03%$3

DFSD0.17%$17

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: DFSD, VTI, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

DFSD4.50%$450

VTI1.10%$110

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

DFSD$450 − $17 = $433

VTI$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: DFSD, VTI, VCIT

Today

[…]holdings […]

DFSDVTIVCIT

DFSD—[…][…]

VTI[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

DFSDWorst drop−1.7%2.1% vol

VCITWorst drop−4.9%4.5% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITVTI

−0.6%Year to date+8.4%

5.0%Yield1.1%

+0.3%Past year+9.9%

0.03%Fee0.03%

2–1VTI wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$97.0B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026