Compare · 3 funds side by side · dividends reinvested

DFSD, VTI and VOO

DFSDDimensional×VTIVanguard×VOOVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,156VOO · best of the three

02 / 04

DFSD, VTI and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T1.6

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B2.0

Dimensional - Short Duration Fixed Income ETFBonds & Cash · Short-term0.17%4.50%+1.3%+2.1%+5.2%[…]−1.7%2.1%$7.4B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: DFSD 2021 · VTI 2001 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional - Short Duration Fixed Income ETF · $7.4B[…]

DFSD

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

$10,000 five years ago, dividends reinvested

DFSDMeasureVTI

+1.3%Year to dateJan 1 → Nov 5+8.4%

+2.1%1 yearTotal return+9.9%

+5.2%3 years · per year$10,000 became $11,637 · $18,113+21.9%

[…]5 years · per year$10,000 became […] · $16,332+10.3%

0.17%Expense ratio$17 · $3 a year on $10k · lower is better0.03%

4.50%Trailing 12-mo yield$450 · $110 a year on $10k1.10%

−1.7%Worst dropSmaller is better−8.9%

2.1%VolatilityLower is calmer13.7%

DFSDVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4VTI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFSD vs VTI: Top 5 Holdings

Today

DFSD

[…]in top 5

VTI

in top 525.0%

DFSDStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

DFSD vs VTI Returns, Every Period

DimensionalDFSD

+2.1%

past year

VTIVanguard

+9.9%

past year

DFSDVTIFaded: behind in that period

0–3VTI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Bonds vs Core: DFSD vs VOO

YTD

DimensionalDFSD

+1.3%

VOOVanguard

+8.4%

+1.3%Year to date+8.4%

−1.7%Worst drop · 1Y−8.9%

2.1%Volatility · 1Y13.5%

4.5%Yield1.1%

$7.4BAssets$1.00T

3–1DFSD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DFSD, VTI, VOO

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VOO0.03%$3

DFSD0.17%$17

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: DFSD, VTI, VOO

4.50%highest, DFSD

FundTrailing yieldYield$10k

DFSD4.50%$450

VOO1.10%$110

VTI1.10%$110

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$433most kept, DFSD

DFSD$450 − $17 = $433

VOO$110 − $3 = $107

VTI$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: DFSD, VTI, VOO

Today

89.0%most shared, VTI and VOO

DFSDVTIVOO

DFSD—[…][…]

VTI[…]—89.0%

VOO[…]89.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

DFSDWorst drop−1.7%2.1% vol

VOOWorst drop−8.9%13.5% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

DFSDVTI

+1.3%Year to date+8.4%

4.5%Yield1.1%

+2.1%Past year+9.9%

0.17%Fee0.03%

3–1VTI wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026