Compare · 4 funds side by side · dividends reinvested

DIA, HAPI, IWF and IJR

DIASPDR×HAPIHarbor×IWFiShares×IJRiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$15,590DIA · best of the four

02 / 04

DIA, HAPI, IWF and IJR, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$484M2.0

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.24%+15.5%+17.6%+17.3%+5.7%−9.7%16.2%$104B2.1

State Street SPDR Dow Jones Industrial Average ETF TrustUS Stock Styles · Large cap0.16%1.40%+7.8%+9.9%+17.3%+9.3%−9.8%13.4%$45.9B2.3

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.39%−5.3%−6.5%+19.4%+9.1%−14.6%19.4%$115B3.4

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: DIA 1998 · HAPI 2022 · IWF 2000 · IJR 2000

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $484M[…]

HAPI

DIA

State Street SPDR Dow Jones Industrial Average ETF Trust · $45.9B$15,590

$10,000 five years ago, dividends reinvested · they hold 34.4% in common

HAPIMeasureDIA

+8.0%Year to dateJan 1 → Nov 6+7.8%

+9.9%1 yearTotal return+9.9%

+21.7%3 years · per year$10,000 became $18,006 · $16,149+17.3%

[…]5 years · per year$10,000 became […] · $15,590+9.3%

0.35%Expense ratio$35 · $16 a year on $10k · lower is better0.16%

0.80%Trailing 12-mo yield$80 · $140 a year on $10k1.40%

−8.1%Worst dropSmaller is better−9.8%

12.7%VolatilityLower is calmer13.4%

HAPIDIA Winner of the row, in its colourEach row: the bigger of the two fills its side

4–2HAPI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs DIA: Top 5 Holdings

Today

HAPI

27.4%in top 5

DIA

in top 532.7%

HAPIStockDIA

not top 5GS10.0%

not top 5CAT6.4%

6.2%AAPLnot top 5

6.2%MSFT6.2%

6.0%AMZNnot top 5

not top 5AMGN5.3%

not top 5V4.9%

4.6%NVDAnot top 5

4.4%METAnot top 5

Held in common34.4%

End-of-day Nov 6, 2026 · share of each fund

HAPI vs DIA Returns, Every Period

HarborHAPI

+9.9%

past year

DIASPDR

+9.9%

past year

HAPIDIAFaded: behind in that period

2–0HAPI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

HAPI vs DIA

YTD

HarborHAPI

+8.0%

DIASPDR

+7.8%

+8.0%Year to date+7.8%

−8.1%Worst drop · 1Y−9.8%

12.7%Volatility · 1Y13.4%

0.8%Yield1.4%

$484MAssets$45.9B

3–1HAPI wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DIA, HAPI, IWF, IJR

Today

0.06%lowest, IJR

FundExpense ratioFee$10k

IJR0.06%$6

DIA0.16%$16

IWF0.18%$18

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: DIA, HAPI, IWF, IJR

1.40%highest, DIA

FundTrailing yieldYield$10k

DIA1.40%$140

IJR1.24%$124

HAPI0.80%$80

IWF0.39%$39

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$124most kept, DIA

DIA$140 − $16 = $124

IJR$124 − $6 = $118

HAPI$80 − $35 = $45

IWF$39 − $18 = $21

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: DIA, HAPI, IWF, IJR

Today

44.0%most shared, HAPI and IWF

DIAHAPIIWFIJR

DIA—34.4%21.7%0.0%

HAPI34.4%—44.0%0.1%

IWF21.7%44.0%—0.1%

IJR0.0%0.1%0.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+17.6%IJR, at 16.2% volatility

HAPIWorst drop−8.1%12.7% vol

DIAWorst drop−9.8%13.4% vol

IJRWorst drop−9.7%16.2% vol

IWFWorst drop−14.6%19.4% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

DIAIJR

+7.8%Year to date+15.5%

1.4%Yield1.2%

+9.9%Past year+17.6%

0.16%Fee0.06%

3–1IJR wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.7B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026