Compare · 3 funds side by side · dividends reinvested

DIA, HAPI and IWF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,559IWF · best of the three

02 / 04

DIA, HAPI and IWF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$491M1.6

State Street SPDR Dow Jones Industrial Average ETF TrustUS Stock Styles · Large cap0.16%1.35%+12.2%+14.2%+19.3%+10.4%−9.8%12.9%$45.1B1.8

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.37%−0.1%−3.0%+22.3%+10.6%−15.6%18.3%$120B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: DIA 1998 · HAPI 2022 · IWF 2000

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $491M[…]

HAPI

DIA

State Street SPDR Dow Jones Industrial Average ETF Trust · $45.1B$16,375

$10,000 five years ago, dividends reinvested · they hold 34.0% in common

HAPIMeasureDIA

+12.3%Year to dateJan 1 → Nov 4+12.2%

+13.6%1 yearTotal return+14.2%

+23.9%3 years · per year$10,000 became $19,002 · $16,984+19.3%

[…]5 years · per year$10,000 became […] · $16,375+10.4%

0.35%Expense ratio$35 · $16 a year on $10k · lower is better0.16%

0.77%Trailing 12-mo yield$77 · $135 a year on $10k1.35%

−8.1%Worst dropSmaller is better−9.8%

12.2%VolatilityLower is calmer12.9%

HAPIDIA Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3HAPI wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs DIA: Top 5 Holdings

Today

HAPI

27.0%in top 5

DIA

in top 533.5%

HAPIStockDIA

not top 5GS10.3%

not top 5CAT7.2%

5.9%MSFT6.0%

5.9%AAPLnot top 5

5.7%AMZNnot top 5

not top 5AMGN5.3%

5.1%NVDAnot top 5

not top 5V4.8%

4.4%METAnot top 5

Held in common34.0%

End-of-day Nov 4, 2026 · share of each fund

HAPI vs DIA Returns, Every Period

HarborHAPI

+13.6%

past year

DIASPDR

+14.2%

past year

HAPIDIAFaded: behind in that period

2–1HAPI wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

HAPI vs DIA

YTD

HarborHAPI

+12.3%

DIASPDR

+12.2%

+12.3%Year to date+12.2%

−8.1%Worst drop · 1Y−9.8%

12.2%Volatility · 1Y12.9%

0.8%Yield1.3%

$491MAssets$45.1B

3–1HAPI wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DIA, HAPI, IWF

Today

0.16%lowest, DIA

FundExpense ratioFee$10k

DIA0.16%$16

IWF0.18%$18

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: DIA, HAPI, IWF

1.35%highest, DIA

FundTrailing yieldYield$10k

DIA1.35%$135

HAPI0.77%$77

IWF0.37%$37

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$119most kept, DIA

DIA$135 − $16 = $119

HAPI$77 − $35 = $42

IWF$37 − $18 = $19

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: DIA, HAPI, IWF

Today

43.6%most shared, HAPI and IWF

DIAHAPIIWF

DIA—34.0%21.3%

HAPI34.0%—43.6%

IWF21.3%43.6%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+14.2%DIA, at 12.9% volatility

HAPIWorst drop−8.1%12.2% vol

DIAWorst drop−9.8%12.9% vol

IWFWorst drop−15.6%18.3% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

DIAHAPI

+12.2%Year to date+12.3%

1.3%Yield0.8%

+14.2%Past year+13.6%

0.16%Fee0.35%

3–1DIA wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.1B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026