Compare · 4 funds side by side · dividends reinvested

DIAL, VCIT, IUSB and MUB

DIALColumbia Threadneedle×VCITVanguard×IUSBiShares×MUBiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,510VCIT · best of the four

02 / 04

DIAL, VCIT, IUSB and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.4

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.1B2.4

Columbia Diversified Fixed Income Allocation ETFBonds & Cash · Other bonds0.29%5.26%−0.1%+0.9%+6.5%+0.5%−4.7%4.6%$411M2.6

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.5B2.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: DIAL 2017 · VCIT 2009 · IUSB 2014 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

Columbia Diversified Fixed Income Allocation ETF · $411M$10,239

DIAL

IUSB

iShares Core Universal USD Bond ETF · $50.5B$10,151

$10,000 five years ago, dividends reinvested

DIALMeasureIUSB

−0.1%Year to dateJan 1 → Nov 9+0.1%

+0.9%1 yearTotal return+0.5%

+6.5%3 years · per year$10,000 became $12,091 · $11,705+5.4%

+0.5%5 years · per year$10,000 became $10,239 · $10,151+0.3%

0.29%Expense ratio$29 · $6 a year on $10k · lower is better0.06%

5.26%Trailing 12-mo yield$526 · $433 a year on $10k4.33%

−4.7%Worst dropSmaller is better−4.3%

4.6%VolatilityLower is calmer3.9%

DIALIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DIAL vs IUSB: Top 5 Holdings

Today

DIAL

[…]in top 5

IUSB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

DIAL vs IUSB Returns, Every Period

Columbia ThreadneedleDIAL

+0.5%

5 years, per year

IUSBiShares

+0.3%

5 years, per year

DIALIUSBFaded: behind in that period

3–1DIAL wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

DIAL vs VCIT

YTD

Columbia ThreadneedleDIAL

−0.1%

VCITVanguard

−0.7%

−0.1%Year to date−0.7%

−4.7%Worst drop · 1Y−4.9%

4.6%Volatility · 1Y4.5%

5.3%Yield5.0%

$411MAssets$66.6B

3–1DIAL wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DIAL, VCIT, IUSB, MUB

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

MUB0.05%$5

IUSB0.06%$6

DIAL0.29%$29

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: DIAL, VCIT, IUSB, MUB

5.26%highest, DIAL

FundTrailing yieldYield$10k

DIAL5.26%$526

VCIT5.02%$502

IUSB4.33%$433

MUB3.26%$326

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

DIAL$526 − $29 = $497

IUSB$433 − $6 = $427

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: DIAL, VCIT, IUSB, MUB

Today

[…]holdings […]

DIALVCITIUSBMUB

DIAL—[…][…][…]

VCIT[…]—[…][…]

IUSB[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+1.1%MUB, at 3.7% volatility

MUBWorst drop−6.3%3.7% vol

IUSBWorst drop−4.3%3.9% vol

VCITWorst drop−4.9%4.5% vol

DIALWorst drop−4.7%4.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

DIALMUB

−0.1%Year to date+0.7%

5.3%Yield3.3%

+0.9%Past year+1.1%

0.29%Fee0.05%

3–1MUB wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026