Compare · 3 funds side by side · dividends reinvested

DIVE, USOY and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375SCHD · best of the three

02 / 04

DIVE, USOY and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$123B1.4

Oil Enhanced Options Income ETFIncome · Dividend stocks1.12%54.64%+60.8%+59.4%[…][…]−25.5%39.0%$79M2.0

Dana Concentrated Dividend ETFIncome · Dividend stocks0.65%1.26%+12.0%+19.0%[…][…]−11.5%12.7%$48M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: DIVE 2025 · USOY 2024 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Dana Concentrated Dividend ETF · $48M[…]

DIVE

USOY

Oil Enhanced Options Income ETF · $79M[…]

$10,000 five years ago, dividends reinvested

DIVEMeasureUSOY

+12.0%Year to dateJan 1 → Nov 5+60.8%

+19.0%1 yearTotal return+59.4%

[…]3 years · per year[…]

[…]5 years · per year[…]

0.65%Expense ratio$65 · $112 a year on $10k · lower is better1.12%

1.26%Trailing 12-mo yield$126 · $5,464 a year on $10k54.64%

−11.5%Worst dropSmaller is better−25.5%

12.7%VolatilityLower is calmer39.0%

DIVEUSOY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DIVE vs USOY: Top 5 Holdings

Today

DIVE

25.7%in top 5

USOY

in top 5[…]

DIVEStockUSOY

5.6%PMnot top 5

5.4%KDPnot top 5

5.0%QSRnot top 5

4.8%AMZNnot top 5

4.8%IQVnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

DIVE vs USOY Returns, Every Period

DanaDIVE

+19.0%

past year

USOYDefiance

+59.4%

past year

DIVEUSOYFaded: behind in that period

0–2USOY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

DIVE vs USOY

YTD

DanaDIVE

+12.0%

USOYDefiance

+60.8%

+12.0%Year to date+60.8%

−11.5%Worst drop · 1Y−25.5%

12.7%Volatility · 1Y39.0%

1.3%Yield54.6%

$48.3MAssets$78.8M

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DIVE, USOY, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

DIVE0.65%$65

USOY1.12%$112

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: DIVE, USOY, SCHD

54.64%highest, USOY

FundTrailing yieldYield$10k

USOY54.64%$5,464

SCHD2.98%$298

DIVE1.26%$126

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$5,352most kept, USOY

USOY$5,464 − $112 = $5,352

SCHD$298 − $6 = $292

DIVE$126 − $65 = $61

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: DIVE, USOY, SCHD

Today

7.9%most shared, DIVE and SCHD

DIVEUSOYSCHD

DIVE—[…]7.9%

USOY[…]—[…]

SCHD7.9%[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+59.4%USOY, at 39.0% volatility

SCHDWorst drop−6.9%11.7% vol

DIVEWorst drop−11.5%12.7% vol

USOYWorst drop−25.5%39.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

USOYSCHD

+60.8%Year to date+32.3%

54.6%Yield3.0%

+59.4%Past year+38.7%

1.12%Fee0.06%

3–1USOY wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026