Compare · 3 funds side by side · dividends reinvested

DRIP, SPY and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,156VOO · best of the three

02 / 04

DRIP, SPY and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.05%+13.4%+13.5%+24.2%+12.6%−8.9%12.8%$1.00T1.3

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B2.0

Direxion Daily S&P Oil & Gas Exp. & Prod. Bear 2X ETFLeveraged · 2x1.03%3.37%−58.7%−58.7%−27.4%−38.9%−69.1%59.7%$139M2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: DRIP 2015 · SPY 1993 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Direxion Daily S&P Oil & Gas Exp. & Prod. Bear 2X ETF · $139M$929

DRIP

SPY

State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested

DRIPMeasureSPY

−58.7%Year to dateJan 1 → Nov 5+13.3%

−58.7%1 yearTotal return+13.4%

−27.4%3 years · per year$10,000 became $3,821 · $19,132+24.1%

−38.9%5 years · per year$10,000 became $852 · $18,060+12.6%

1.03%Expense ratio$103 · $9 a year on $10k · lower is better0.09%

3.37%Trailing 12-mo yield$337 · $99 a year on $10k0.99%

−69.1%Worst dropSmaller is better−8.9%

59.7%VolatilityLower is calmer12.9%

DRIPSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7SPY wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DRIP vs SPY: Top 5 Holdings

Today

DRIP

[…]in top 5

SPY

in top 527.7%

DRIPStockSPY

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

DRIP vs SPY Returns, Every Period

DirexionDRIP

−38.9%

5 years, per year

SPYSPDR

+12.6%

5 years, per year

DRIPSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Leveraged vs Core: DRIP vs VOO

YTD

DirexionDRIP

−58.7%

VOOVanguard

+13.4%

−58.7%Year to date+13.4%

−69.1%Worst drop · 1Y−8.9%

59.7%Volatility · 1Y12.8%

3.4%Yield1.1%

$139MAssets$1.00T

3–1VOO wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DRIP, SPY, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SPY0.09%$9

DRIP1.03%$103

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: DRIP, SPY, VOO

3.37%highest, DRIP

FundTrailing yieldYield$10k

DRIP3.37%$337

VOO1.05%$105

SPY0.99%$99

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$234most kept, DRIP

DRIP$337 − $103 = $234

VOO$105 − $3 = $102

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: DRIP, SPY, VOO

Today

93.5%most shared, SPY and VOO

DRIPSPYVOO

DRIP—[…][…]

SPY[…]—93.5%

VOO[…]93.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%VOO, at 12.8% volatility

VOOWorst drop−8.9%12.8% vol

SPYWorst drop−8.9%12.9% vol

DRIPWorst drop−69.1%59.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

DRIPVOO

−58.7%Year to date+13.4%

3.4%Yield1.1%

−58.7%Past year+13.5%

1.03%Fee0.03%

3–1VOO wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026