Compare · 4 funds side by side · dividends reinvested

DUSB, VCIT, SPYM and SGOV

DUSBDimensional×VCITVanguard×SPYMSPDR×SGOViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,192SPYM · best of the four

02 / 04

DUSB, VCIT, SPYM and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.05%+8.8%+9.8%+21.8%+11.4%−8.9%13.6%$182B2.1

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.3

Dimensional Ultrashort Fixed Income ETFBonds & Cash · Ultra-short0.15%3.92%+3.1%+3.7%+4.8%[…]−0.2%0.6%$2.8B2.7

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: DUSB 2023 · VCIT 2009 · SPYM 2005 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,493

VCIT

DUSB

Dimensional Ultrashort Fixed Income ETF · $2.8B[…]

$10,000 five years ago, dividends reinvested

VCITMeasureDUSB

−0.8%Year to dateJan 1 → Nov 6+3.1%

+0.4%1 yearTotal return+3.7%

+6.9%3 years · per year$10,000 became $12,210 · $11,526+4.8%

+1.0%5 years · per year$10,000 became $10,493 · […][…]

0.03%Expense ratio$3 · $15 a year on $10k · lower is better0.15%

5.02%Trailing 12-mo yield$502 · $392 a year on $10k3.92%

−4.9%Worst dropSmaller is better−0.2%

4.5%VolatilityLower is calmer0.6%

VCITDUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4DUSB wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs DUSB: Top 5 Holdings

Today

VCIT

[…]in top 5

DUSB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VCIT vs DUSB Returns, Every Period

VanguardVCIT

+0.4%

past year

DUSBDimensional

+3.7%

past year

VCITDUSBFaded: behind in that period

1–2DUSB wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VCIT vs DUSB

YTD

VanguardVCIT

−0.8%

DUSBDimensional

+3.1%

−0.8%Year to date+3.1%

−4.9%Worst drop · 1Y−0.2%

4.5%Volatility · 1Y0.6%

5.0%Yield3.9%

$66.6BAssets$2.8B

3–1DUSB wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DUSB, VCIT, SPYM, SGOV

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VCIT0.03%$3

SGOV0.09%$9

DUSB0.15%$15

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: DUSB, VCIT, SPYM, SGOV

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

DUSB3.92%$392

SGOV3.63%$363

SPYM1.05%$105

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

DUSB$392 − $15 = $377

SGOV$363 − $9 = $354

SPYM$105 − $2 = $103

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: DUSB, VCIT, SPYM, SGOV

Today

[…]holdings […]

DUSBVCITSPYMSGOV

DUSB—[…][…][…]

VCIT[…]—[…][…]

SPYM[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+9.8%SPYM, at 13.6% volatility

SGOVWorst drop0.0%0.2% vol

DUSBWorst drop−0.2%0.6% vol

VCITWorst drop−4.9%4.5% vol

SPYMWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSPYM

−0.8%Year to date+8.8%

5.0%Yield1.1%

+0.4%Past year+9.8%

0.03%Fee0.02%

3–1SPYM wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026