Compare · 3 funds side by side · dividends reinvested

DUSB, VTI and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

DUSB, VTI and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$778B1.9

Dimensional Ultrashort Fixed Income ETFBonds & Cash · Ultra-short0.15%3.92%+3.1%+3.7%+4.8%[…]−0.2%0.6%$2.8B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: DUSB 2023 · VTI 2001 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional Ultrashort Fixed Income ETF · $2.8B[…]

DUSB

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested

DUSBMeasureVTI

+3.1%Year to dateJan 1 → Nov 6+8.9%

+3.7%1 yearTotal return+9.9%

+4.8%3 years · per year$10,000 became $11,526 · $18,004+21.7%

[…]5 years · per year$10,000 became […] · $16,375+10.4%

0.15%Expense ratio$15 · $3 a year on $10k · lower is better0.03%

3.92%Trailing 12-mo yield$392 · $109 a year on $10k1.09%

−0.2%Worst dropSmaller is better−8.9%

0.6%VolatilityLower is calmer13.7%

DUSBVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DUSB vs VTI: Top 5 Holdings

Today

DUSB

[…]in top 5

VTI

in top 525.0%

DUSBStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

DUSB vs VTI Returns, Every Period

DimensionalDUSB

+3.7%

past year

VTIVanguard

+9.9%

past year

DUSBVTIFaded: behind in that period

0–3VTI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Bonds vs Core: DUSB vs VTI

YTD

DimensionalDUSB

+3.1%

VTIVanguard

+8.9%

+3.1%Year to date+8.9%

−0.2%Worst drop · 1Y−8.9%

0.6%Volatility · 1Y13.7%

3.9%Yield1.1%

$2.8BAssets$689B

3–1DUSB wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: DUSB, VTI, SPY

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

DUSB0.15%$15

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: DUSB, VTI, SPY

3.92%highest, DUSB

FundTrailing yieldYield$10k

DUSB3.92%$392

VTI1.09%$109

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$377most kept, DUSB

DUSB$392 − $15 = $377

VTI$109 − $3 = $106

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: DUSB, VTI, SPY

Today

85.5%most shared, VTI and SPY

DUSBVTISPY

DUSB—[…][…]

VTI[…]—85.5%

SPY[…]85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

DUSBWorst drop−0.2%0.6% vol

SPYWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

DUSBVTI

+3.1%Year to date+8.9%

3.9%Yield1.1%

+3.7%Past year+9.9%

0.15%Fee0.03%

3–1VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026