Compare · 4 funds side by side · dividends reinvested

EFFI, FNDF, VXUS and VEA

EFFIHarbor×FNDFSchwab×VXUSVanguard×VEAVanguard×

02 / 04

−0.1%

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Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,806FNDF · best of the four

Story of the four · IncomeMost incomeEFFI · 3.88% · $388 a year on $10k

Story of the four · RiskSmallest drop

EFFI, FNDF, VXUS and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab Fundamental International Large Company Index ETFInternational · Ex-US broad0.25%3.04%+19.8%+23.5%+24.0%+13.5%−10.6%16.7%$25.9B1.6

Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETFInternational · Ex-US broad0.55%3.88%+11.6%+12.8%[…][…]−10.5%15.5%$151M2.2

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.45%+12.2%+14.7%+20.3%+8.9%−11.6%18.3%$229B2.5

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.40%+10.3%+11.8%+19.1%+7.9%−11.3%17.9%$161B3.3

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 13, 2026 · returns include dividends · since: EFFI 2024 · FNDF 2013 · VXUS 2011 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Schwab Fundamental International Large Company Index ETF · $25.9B$18,806

FNDF

More Ways to See the Pairs

FNDF vs EFFI: Top 5 Holdings

Today

FNDF

9.4%in top 5

EFFI

in top 517.9%

FNDFStockEFFI

not top 5AER3.7%

not top 5OR.PA3.6%

not top 5MBG.DE3.6%

not top 54684.T3.5%

not top 5SOON.SW

Cost, Income and Risk

Fees: EFFI, FNDF, VXUS, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

VXUS0.05%$5

FNDF0.25%$25

EFFI0.55%$55

End-of-day Nov 13, 2026 · fee on $10,000 a year

Popular Pairs Near These Four

VXUS vs IXUS

YTD

VanguardVXUS

+10.3%

IXUSiShares

+10.8%

+10.3%Year to date+10.8%

2.4%Yield3.0%

$161BAssets$57.5B

2–0IXUS wins

End-of-day Nov 13, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.2%

IEFAiShares

+10.1%

SCHD vs VIG

YTD

SchwabSCHD

+34.9%

VIGVanguard

+16.0%

EFFI

Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETF · $151M[…]

$10,000 five years ago, dividends reinvested · they hold 9.9% in common

FNDFMeasureEFFI

+19.8%Year to dateJan 1 → Nov 13+11.6%

+23.5%1 yearTotal return+12.8%

+24.0%3 years · per year$10,000 became $19,052 · […][…]

+13.5%5 years · per year$10,000 became $18,806 · […][…]

0.25%Expense ratio$25 · $55 a year on $10k · lower is better0.55%

3.04%Trailing 12-mo yield$304 · $388 a year on $10k3.88%

−10.6%Worst dropSmaller is better−10.5%

16.7%VolatilityLower is calmer15.5%

FNDFEFFI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 13, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

3.5%

2.8%SHEL.Lnot top 5

2.5%005930.Knot top 5

1.8%TTE.PAnot top 5

1.2%7203.Tnot top 5

1.1%BHP.AXnot top 5

Held in common9.9%

End-of-day Nov 13, 2026 · share of each fund

FNDF vs EFFI Returns, Every Period

1Y

SchwabFNDF

+23.5%

past year

EFFIHarbor

+12.8%

past year

FNDFEFFIFaded: behind in that period

2–0FNDF wins

End-of-day Nov 13, 2026 · dividends in · faded = behind in that period

FNDF vs EFFI

YTD

SchwabFNDF

+19.8%

EFFIHarbor

+11.6%

+19.8%Year to date+11.6%

−10.6%Worst drop · 1Y−10.5%

16.7%Volatility · 1Y15.5%

3.0%Yield3.9%

$25.9BAssets$151M

3–1EFFI wins

End-of-day Nov 13, 2026 · smaller drop and lower volatility win

Yields: EFFI, FNDF, VXUS, VEA

1Y

3.88%highest, EFFI

FundTrailing yieldYield$10k

EFFI3.88%$388

FNDF3.04%$304

VEA2.45%$245

VXUS2.40%$240

End-of-day Nov 13, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$333most kept, EFFI

EFFI$388 − $55 = $333

FNDF$304 − $25 = $279

VEA$245 − $3 = $242

VXUS$240 − $5 = $235

KeptFee

End-of-day Nov 13, 2026 · yield in dollars minus the fee

Overlap: EFFI, FNDF, VXUS, VEA

Today

65.4%most shared, VXUS and VEA

EFFIFNDFVXUSVEA

EFFI—9.9%7.2%9.2%

FNDF9.9%—47.5%60.3%

VXUS7.2%47.5%—65.4%

VEA9.2%60.3%65.4%—

End-of-day Nov 13, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

1Y

+23.5%FNDF, at 16.7% volatility

EFFIWorst drop−10.5%15.5% vol

FNDFWorst drop−10.6%16.7% vol

VXUSWorst drop−11.3%17.9% vol

VEAWorst drop−11.6%18.3% vol

End-of-day Nov 13, 2026 · up and left is better

Paid More vs Made More

YTD

EFFIFNDF

+11.6%Year to date+19.8%

3.9%Yield3.0%

+12.8%Past year+23.5%

0.55%Fee0.25%

3–1FNDF wins

End-of-day Nov 13, 2026

+12.2%Year to date+10.1%

2.5%Yield3.4%

$229BAssets$191B

1–1level

End-of-day Nov 13, 2026

+34.9%Year to date+16.0%

2.9%Yield1.4%

$124BAssets$116B

2–0SCHD wins

End-of-day Nov 13, 2026

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EFFI, FNDF, VXUS and VEA

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Four