Compare · 3 funds side by side · dividends reinvested

EFFI, SCHD and VEA

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Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,428SCHD · best of the three

Story of the three · IncomeMost incomeEFFI · 3.85% · $385 a year on $10k

Story of the three · RiskSmallest drop

EFFI, SCHD and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.94%+33.8%+38.8%+19.5%+10.4%−6.9%11.8%$122B1.4

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.44%+12.9%+18.8%+20.5%+9.2%−11.6%18.3%$232B2.1

Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETFInternational · Ex-US broad0.55%3.85%+12.5%+16.4%[…][…]−10.5%15.5%$150M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 10, 2026 · returns include dividends · since: EFFI 2024 · SCHD 2011 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETF · $150M[…]

EFFI

SCHD

Schwab U.S. Dividend Equity ETF · $122B$16,428

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

EFFI

More Ways to See the Pairs

EFFI vs SCHD: Top 5 Holdings

Today

EFFI

18.2%in top 5

SCHD

in top 521.4%

EFFIStockSCHD

not top 5PG4.4%

not top 5TXN4.3%

not top 5KO4.3%

not top 5HD4.3%

not top 5AMGN4.1%

Cost, Income and Risk

Fees: EFFI, SCHD, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

SCHD0.06%$6

EFFI0.55%$55

End-of-day Nov 10, 2026 · fee on $10,000 a year

Yields: EFFI, SCHD, VEA

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+10.4%

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.0%

JEPIJ.P. Morgan

+7.6%

Measure

SCHD

+12.5%Year to dateJan 1 → Nov 10+33.8%

+16.4%1 yearTotal return+38.8%

[…]3 years · per year$10,000 became […] · $17,062+19.5%

[…]5 years · per year$10,000 became […] · $16,428+10.4%

0.55%Expense ratio$55 · $6 a year on $10k · lower is better0.06%

3.85%Trailing 12-mo yield$385 · $294 a year on $10k2.94%

−10.5%Worst dropSmaller is better−6.9%

15.5%VolatilityLower is calmer11.8%

EFFISCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5SCHD wins

End-of-day Nov 10, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

3.7%4684.Tnot top 5

3.7%OR.PAnot top 5

3.7%MBG.DEnot top 5

3.6%LUGDFnot top 5

3.6%AERnot top 5

Held in common0.0%

End-of-day Nov 10, 2026 · share of each fund

EFFI vs SCHD Returns, Every Period

1Y

HarborEFFI

+16.4%

past year

SCHDSchwab

+38.8%

past year

EFFISCHDFaded: behind in that period

0–2SCHD wins

End-of-day Nov 10, 2026 · dividends in · faded = behind in that period

International vs Income: EFFI vs SCHD

YTD

HarborEFFI

+12.5%

SCHDSchwab

+33.8%

+12.5%Year to date+33.8%

−10.5%Worst drop · 1Y−6.9%

15.5%Volatility · 1Y11.8%

3.9%Yield2.9%

$150MAssets$122B

3–1SCHD wins

End-of-day Nov 10, 2026 · smaller drop and lower volatility win

1Y

3.85%highest, EFFI

FundTrailing yieldYield$10k

EFFI3.85%$385

SCHD2.94%$294

VEA2.44%$244

End-of-day Nov 10, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$330most kept, EFFI

EFFI$385 − $55 = $330

SCHD$294 − $6 = $288

VEA$244 − $3 = $241

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee

Overlap: EFFI, SCHD, VEA

Today

9.2%most shared, EFFI and VEA

EFFISCHDVEA

EFFI—0.0%9.2%

SCHD0.0%—0.0%

VEA9.2%0.0%—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+38.8%SCHD, at 11.8% volatility

SCHDWorst drop−6.9%11.8% vol

EFFIWorst drop−10.5%15.5% vol

VEAWorst drop−11.6%18.3% vol

End-of-day Nov 10, 2026 · up and left is better

Paid More vs Made More

YTD

EFFISCHD

+12.5%Year to date+33.8%

3.9%Yield2.9%

+16.4%Past year+38.8%

0.55%Fee0.06%

3–1SCHD wins

End-of-day Nov 10, 2026

+12.9%Year to date+10.4%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 10, 2026

+6.0%Year to date+7.6%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 10, 2026

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EFFI, SCHD and VEA

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three