Compare · 2 funds side by side · dividends reinvested

EFFI and SPYM

EFFIHarbor×SPYMSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,192SPYM · best of the two

02 / 04

EFFI and SPYM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.05%+8.8%+9.8%+21.8%+11.4%−8.9%13.6%$178B1.4

Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETFInternational · Ex-US broad0.55%3.92%+10.4%+15.0%[…][…]−10.5%15.3%$150M1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: EFFI 2024 · SPYM 2005

Head to Head

Swap sides Versus in desk

Head to Head

Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETF · $150M[…]

EFFI

SPYM

State Street SPDR Portfolio S&P 500 ETF · $178B$17,192

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

EFFIMeasureSPYM

+10.4%Year to dateJan 1 → Nov 6+8.8%

+15.0%1 yearTotal return+9.8%

[…]3 years · per year$10,000 became […] · $18,082+21.8%

[…]5 years · per year$10,000 became […] · $17,192+11.4%

0.55%Expense ratio$55 · $2 a year on $10k · lower is better0.02%

3.92%Trailing 12-mo yield$392 · $105 a year on $10k1.05%

−10.5%Worst dropSmaller is better−8.9%

15.3%VolatilityLower is calmer13.6%

EFFISPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EFFI vs SPYM: Top 5 Holdings

Today

EFFI

18.2%in top 5

SPYM

in top 527.8%

EFFIStockSPYM

not top 5AAPL7.9%

not top 5NVDA6.9%

not top 5MSFT6.3%

not top 5AMZN4.0%

3.7%MBG.DEnot top 5

3.7%OR.PAnot top 5

3.6%SOON.SWnot top 5

3.6%4684.Tnot top 5

3.5%LUGDFnot top 5

not top 5GOOGL2.6%

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

EFFI vs SPYM Returns, Every Period

HarborEFFI

+15.0%

past year

SPYMSPDR

+9.8%

past year

EFFISPYMFaded: behind in that period

2–0EFFI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

International vs Core: EFFI vs SPYM

YTD

HarborEFFI

+10.4%

SPYMSPDR

+8.8%

+10.4%Year to date+8.8%

−10.5%Worst drop · 1Y−8.9%

15.3%Volatility · 1Y13.6%

3.9%Yield1.1%

$150MAssets$178B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EFFI, SPYM

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

EFFI0.55%$55

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: EFFI, SPYM

3.92%highest, EFFI

FundTrailing yieldYield$10k

EFFI3.92%$392

SPYM1.05%$105

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$337most kept, EFFI

EFFI$392 − $55 = $337

SPYM$105 − $2 = $103

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: EFFI, SPYM

Today

0.0%most shared, EFFI and SPYM

EFFISPYM

EFFI—0.0%

SPYM0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+15.0%EFFI, at 15.3% volatility

SPYMWorst drop−8.9%13.6% vol

EFFIWorst drop−10.5%15.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

EFFISPYM

+10.4%Year to date+8.8%

3.9%Yield1.1%

+15.0%Past year+9.8%

0.55%Fee0.02%

3–1EFFI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026