Compare · 2 funds side by side · dividends reinvested

EFFI and VT

EFFIHarbor×VTVanguard×
$7.5k$10k$12.5k$15k$17.5kLow $7,510 · 2022VT$15,649Oct 2021Nov 2026Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$15,649VT · best of the two
02 / 04

EFFI and VT, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
Vanguard Total World Stock ETFInternational · Global0.06%1.59%+8.5%+10.4%+20.7%+9.4%−9.7%14.7%$81.8B1.4
Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETFInternational · Ex-US broad0.55%3.92%+10.4%+15.0%[…][…]−10.5%15.3%$150M1.5
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 6, 2026 · returns include dividends · since: EFFI 2024 · VT 2008
@TheETFTracker·theetftracker.com

Head to Head

5Y
Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETF · $150M[…]
EFFI
VT
Vanguard Total World Stock ETF · $81.8B$15,649

$10,000 five years ago, dividends reinvested · they hold 3.0% in common

EFFIMeasureVT
+10.4%Year to dateJan 1 → Nov 6+8.5%
+15.0%1 yearTotal return+10.4%
[…]3 years · per year$10,000 became […] · $17,563+20.7%
[…]5 years · per year$10,000 became […] · $15,649+9.4%
0.55%Expense ratio$55 · $6 a year on $10k · lower is better0.06%
3.92%Trailing 12-mo yield$392 · $159 a year on $10k1.59%
−10.5%Worst dropSmaller is better−9.7%
15.3%VolatilityLower is calmer14.7%
EFFIVT Winner of the row, in its colourEach row: the bigger of the two fills its side
3–3Level
End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
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More Ways to See the Pairs

EFFI vs VT: Top 5 Holdings

Today
18.2%in top 5
VT
in top 515.6%
EFFIStockVT
not top 5NVDA4.5%
not top 5AAPL4.1%
3.7%MBG.DEnot top 5
3.7%OR.PAnot top 5
3.6%SOON.SWnot top 5
3.6%4684.Tnot top 5
3.5%LUGDFnot top 5
not top 5MSFT3.2%
not top 5AMZN2.0%
not top 5GOOGL1.7%
Held in common3.0%
End-of-day Nov 6, 2026 · share of each fund
@TheETFTracker·theetftracker.com

EFFI vs VT Returns, Every Period

1Y
HarborEFFI
+15.0%
past year
VTVanguard
+10.4%
past year
0%+5%+10%+15%+10.4%+8.5%YTD+15.0%+10.4%1 year
EFFIVTFaded: behind in that period
2–0EFFI wins
End-of-day Nov 6, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

EFFI vs VT

YTD
HarborEFFI
+10.4%
VTVanguard
+8.5%
Jan 1Nov 6+10.4%+8.5%
+10.4%Year to date+8.5%
−10.5%Worst drop · 1Y−9.7%
15.3%Volatility · 1Y14.7%
3.9%Yield1.6%
$150MAssets$81.8B
2–2level
End-of-day Nov 6, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: EFFI, VT

Today
0.06%lowest, VT
FundExpense ratioFee$10k
VT0.06%$6
EFFI0.55%$55
End-of-day Nov 6, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: EFFI, VT

1Y
3.92%highest, EFFI
FundTrailing yieldYield$10k
EFFI3.92%$392
VT1.59%$159
End-of-day Nov 6, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$337most kept, EFFI
EFFI$392 − $55 = $337
VT$159 − $6 = $153
KeptFee
End-of-day Nov 6, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: EFFI, VT

Today
3.0%most shared, EFFI and VT
EFFIVT
EFFI—3.0%
VT3.0%—
End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
+15.0%EFFI, at 15.3% volatility
0%+5%+10%+15%+20%10%15%20%Volatility · 1 year → bumpierEFFI +15.0%VT +10.4%
VTWorst drop−9.7%14.7% vol
EFFIWorst drop−10.5%15.3% vol
End-of-day Nov 6, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
EFFIVT
Jan 1Nov 6+10.4%+8.5%
+10.4%Year to date+8.5%
3.9%Yield1.6%
+15.0%Past year+10.4%
0.55%Fee0.06%
3–1EFFI wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Two

SCHD vs VIG

YTD
SchwabSCHD
+31.4%
VIGVanguard
+12.1%
Jan 1Nov 6+31.4%+12.1%
+31.4%Year to date+12.1%
3.0%Yield1.5%
$120BAssets$109B
2–0SCHD wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+3.2%
JEPIJ.P. Morgan
+5.3%
Jan 1Nov 6+3.2%+5.3%
+3.2%Year to date+5.3%
12.8%Yield8.1%
$40.7BAssets$45.2B
1–1level
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

SPYM vs SPY

YTD
SPDRSPYM
+8.8%
SPYSPDR
+8.7%
Jan 1Nov 6+8.8%+8.7%
+8.8%Year to date+8.7%
1.1%Yield1.0%
$178BAssets$778B
2–0SPYM wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com