Compare · 3 funds side by side · dividends reinvested

EFFI, VXUS and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,197VEA · best of the three

02 / 04

EFFI, VXUS and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETFInternational · Ex-US broad0.55%3.92%+10.4%+15.0%[…][…]−10.5%15.3%$153M1.3

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.51%+9.7%+14.8%+20.3%+8.7%−11.6%18.1%$232B1.9

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.45%+8.1%+11.6%+19.2%+7.7%−11.3%17.6%$163B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: EFFI 2024 · VXUS 2011 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETF · $153M[…]

EFFI

VXUS

Vanguard Total International Stock ETF · $163B$14,489

$10,000 five years ago, dividends reinvested · they hold 7.1% in common

EFFIMeasureVXUS

+10.4%Year to dateJan 1 → Nov 6+8.1%

+15.0%1 yearTotal return+11.6%

[…]3 years · per year$10,000 became […] · $16,925+19.2%

[…]5 years · per year$10,000 became […] · $14,489+7.7%

0.55%Expense ratio$55 · $5 a year on $10k · lower is better0.05%

3.92%Trailing 12-mo yield$392 · $245 a year on $10k2.45%

−10.5%Worst dropSmaller is better−11.3%

15.3%VolatilityLower is calmer17.6%

EFFIVXUS Winner of the row, in its colourEach row: the bigger of the two fills its side

5–1EFFI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EFFI vs VXUS: Top 5 Holdings

Today

EFFI

18.2%in top 5

VXUS

in top 510.2%

EFFIStockVXUS

not top 52330.TW4.2%

3.7%MBG.DEnot top 5

3.7%OR.PAnot top 5

3.6%SOON.SWnot top 5

3.6%4684.Tnot top 5

3.5%LUGDFnot top 5

not top 5005930.K2.0%

not top 5000660.K1.7%

not top 5ASML.AS1.5%

not top 50700.HK0.8%

Held in common7.1%

End-of-day Nov 6, 2026 · share of each fund

EFFI vs VXUS Returns, Every Period

HarborEFFI

+15.0%

past year

VXUSVanguard

+11.6%

past year

EFFIVXUSFaded: behind in that period

2–0EFFI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

EFFI vs VEA

YTD

HarborEFFI

+10.4%

VEAVanguard

+9.7%

+10.4%Year to date+9.7%

−10.5%Worst drop · 1Y−11.6%

15.3%Volatility · 1Y18.1%

3.9%Yield2.5%

$153MAssets$232B

4–0EFFI wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EFFI, VXUS, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

VXUS0.05%$5

EFFI0.55%$55

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: EFFI, VXUS, VEA

3.92%highest, EFFI

FundTrailing yieldYield$10k

EFFI3.92%$392

VEA2.51%$251

VXUS2.45%$245

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$337most kept, EFFI

EFFI$392 − $55 = $337

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: EFFI, VXUS, VEA

Today

65.3%most shared, VXUS and VEA

EFFIVXUSVEA

EFFI—7.1%9.1%

VXUS7.1%—65.3%

VEA9.1%65.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+15.0%EFFI, at 15.3% volatility

EFFIWorst drop−10.5%15.3% vol

VXUSWorst drop−11.3%17.6% vol

VEAWorst drop−11.6%18.1% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

EFFIVEA

+10.4%Year to date+9.7%

3.9%Yield2.5%

+15.0%Past year+14.8%

0.55%Fee0.03%

3–1EFFI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026