Compare · 3 funds side by side · dividends reinvested

EFFI, VXUS and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,115VOO · best of the three

02 / 04

EFFI, VXUS and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.05%+13.4%+13.5%+24.2%+12.6%−8.9%12.8%$1.00T1.6

Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETFInternational · Ex-US broad0.55%3.82%+13.4%+17.6%[…][…]−10.5%15.3%$151M1.7

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.37%+12.0%+15.0%+21.0%+8.5%−11.3%17.3%$163B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: EFFI 2024 · VXUS 2011 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETF · $151M[…]

EFFI

VXUS

Vanguard Total International Stock ETF · $163B$15,003

$10,000 five years ago, dividends reinvested · they hold 7.3% in common

EFFIMeasureVXUS

+13.4%Year to dateJan 1 → Nov 4+12.0%

+17.6%1 yearTotal return+15.0%

[…]3 years · per year$10,000 became […] · $17,726+21.0%

[…]5 years · per year$10,000 became […] · $15,003+8.5%

0.55%Expense ratio$55 · $5 a year on $10k · lower is better0.05%

3.82%Trailing 12-mo yield$382 · $237 a year on $10k2.37%

−10.5%Worst dropSmaller is better−11.3%

15.3%VolatilityLower is calmer17.3%

EFFIVXUS Winner of the row, in its colourEach row: the bigger of the two fills its side

5–1EFFI wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EFFI vs VXUS: Top 5 Holdings

Today

EFFI

17.6%in top 5

VXUS

in top 510.2%

EFFIStockVXUS

not top 52330.TW4.2%

3.6%OR.PAnot top 5

3.6%MBG.DEnot top 5

3.5%SOON.SWnot top 5

3.5%4684.Tnot top 5

3.3%AERnot top 5

not top 5005930.K2.0%

not top 5000660.K1.7%

not top 5ASML.AS1.5%

not top 50700.HK0.8%

Held in common7.3%

End-of-day Nov 4, 2026 · share of each fund

EFFI vs VXUS Returns, Every Period

HarborEFFI

+17.6%

past year

VXUSVanguard

+15.0%

past year

EFFIVXUSFaded: behind in that period

2–0EFFI wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

EFFI vs VXUS

YTD

HarborEFFI

+13.4%

VXUSVanguard

+12.0%

+13.4%Year to date+12.0%

−10.5%Worst drop · 1Y−11.3%

15.3%Volatility · 1Y17.3%

3.8%Yield2.4%

$151MAssets$163B

4–0EFFI wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EFFI, VXUS, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

VXUS0.05%$5

EFFI0.55%$55

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: EFFI, VXUS, VOO

3.82%highest, EFFI

FundTrailing yieldYield$10k

EFFI3.82%$382

VXUS2.37%$237

VOO1.05%$105

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$327most kept, EFFI

EFFI$382 − $55 = $327

VXUS$237 − $5 = $232

VOO$105 − $3 = $102

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: EFFI, VXUS, VOO

Today

7.3%most shared, EFFI and VXUS

EFFIVXUSVOO

EFFI—7.3%0.0%

VXUS7.3%—0.0%

VOO0.0%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+17.6%EFFI, at 15.3% volatility

VOOWorst drop−8.9%12.8% vol

EFFIWorst drop−10.5%15.3% vol

VXUSWorst drop−11.3%17.3% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

EFFIVOO

+13.4%Year to date+13.4%

3.8%Yield1.1%

+17.6%Past year+13.5%

0.55%Fee0.03%

2–1EFFI wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+12.0%

IXUSiShares

+12.4%

+12.0%Year to date+12.4%

2.4%Yield3.0%

$163BAssets$57.0B

2–0IXUS wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$872B

0–0level

End-of-day Nov 4, 2026