Compare · 2 funds side by side · dividends reinvested

EFIV and SCHD

EFIVSPDR×SCHDSchwab×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,315EFIV · best of the two

02 / 04

EFIV and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$123B1.3

State Street SPDR S&P 500 ESG ETFLow-Cost Core · S&P 5000.10%1.05%+7.4%+9.9%+21.5%+11.6%−9.4%13.8%$1.0B1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: EFIV 2020 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ESG ETF · $1.0B$17,315

EFIV

SCHD

Schwab U.S. Dividend Equity ETF · $123B$16,375

$10,000 five years ago, dividends reinvested · they hold 9.6% in common

EFIVMeasureSCHD

+7.4%Year to dateJan 1 → Nov 5+32.3%

+9.9%1 yearTotal return+38.7%

+21.5%3 years · per year$10,000 became $17,918 · $17,414+20.3%

+11.6%5 years · per year$10,000 became $17,315 · $16,375+10.4%

0.10%Expense ratio$10 · $6 a year on $10k · lower is better0.06%

1.05%Trailing 12-mo yield$105 · $298 a year on $10k2.98%

−9.4%Worst dropSmaller is better−6.9%

13.8%VolatilityLower is calmer11.7%

EFIVSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SCHD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EFIV vs SCHD: Top 5 Holdings

Today

EFIV

32.7%in top 5

SCHD

in top 521.7%

EFIVStockSCHD

12.0%NVDAnot top 5

10.2%MSFTnot top 5

not top 5TXN4.7%

not top 5PG4.4%

not top 5HD4.3%

4.2%GOOGLnot top 5

not top 5KO4.2%

not top 5AMGN4.2%

3.4%GOOGnot top 5

2.8%LLYnot top 5

Held in common9.6%

End-of-day Nov 5, 2026 · share of each fund

EFIV vs SCHD Returns, Every Period

SPDREFIV

+11.6%

5 years, per year

SCHDSchwab

+10.4%

5 years, per year

EFIVSCHDFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs Income: EFIV vs SCHD

YTD

SPDREFIV

+7.4%

SCHDSchwab

+32.3%

+7.4%Year to date+32.3%

−9.4%Worst drop · 1Y−6.9%

13.8%Volatility · 1Y11.7%

1.0%Yield3.0%

$1.0BAssets$123B

4–0SCHD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EFIV, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

EFIV0.10%$10

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: EFIV, SCHD

2.98%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.98%$298

EFIV1.05%$105

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

EFIV$105 − $10 = $95

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: EFIV, SCHD

Today

9.6%most shared, EFIV and SCHD

EFIVSCHD

EFIV—9.6%

SCHD9.6%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+38.7%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

EFIVWorst drop−9.4%13.8% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDEFIV

+32.3%Year to date+7.4%

3.0%Yield1.0%

+38.7%Past year+9.9%

0.06%Fee0.10%

4–0SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026