Compare · 3 funds side by side · dividends reinvested

EFIV, SCHD and IVV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,599EFIV · best of the three

02 / 04

EFIV, SCHD and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B1.6

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$875B1.8

State Street SPDR S&P 500 ESG ETFLow-Cost Core · S&P 5000.10%1.03%+9.6%+13.0%+21.0%+12.0%−9.4%13.9%$1.0B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: EFIV 2020 · SCHD 2011 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ESG ETF · $1.0B$17,599

EFIV

SCHD

Schwab U.S. Dividend Equity ETF · $122B$16,459

$10,000 five years ago, dividends reinvested · they hold 9.7% in common

EFIVMeasureSCHD

+9.6%Year to dateJan 1 → Nov 9+33.2%

+13.0%1 yearTotal return+39.1%

+21.0%3 years · per year$10,000 became $17,734 · $17,123+19.6%

+12.0%5 years · per year$10,000 became $17,599 · $16,459+10.5%

0.10%Expense ratio$10 · $6 a year on $10k · lower is better0.06%

1.03%Trailing 12-mo yield$103 · $296 a year on $10k2.96%

−9.4%Worst dropSmaller is better−6.9%

13.9%VolatilityLower is calmer11.8%

EFIVSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SCHD wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EFIV vs SCHD: Top 5 Holdings

Today

EFIV

32.5%in top 5

SCHD

in top 521.4%

EFIVStockSCHD

11.7%NVDAnot top 5

10.2%MSFTnot top 5

not top 5PG4.4%

4.3%GOOGLnot top 5

not top 5TXN4.3%

not top 5KO4.3%

not top 5HD4.3%

not top 5AMGN4.1%

3.5%GOOGnot top 5

2.8%LLYnot top 5

Held in common9.7%

End-of-day Nov 9, 2026 · share of each fund

EFIV vs SCHD Returns, Every Period

SPDREFIV

+12.0%

5 years, per year

SCHDSchwab

+10.5%

5 years, per year

EFIVSCHDFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Income: EFIV vs SCHD

YTD

SPDREFIV

+9.6%

SCHDSchwab

+33.2%

+9.6%Year to date+33.2%

−9.4%Worst drop · 1Y−6.9%

13.9%Volatility · 1Y11.8%

1.0%Yield3.0%

$1.0BAssets$122B

4–0SCHD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EFIV, SCHD, IVV

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

SCHD0.06%$6

EFIV0.10%$10

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: EFIV, SCHD, IVV

2.96%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.96%$296

IVV1.11%$111

EFIV1.03%$103

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$290most kept, SCHD

SCHD$296 − $6 = $290

IVV$111 − $3 = $108

EFIV$103 − $10 = $93

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: EFIV, SCHD, IVV

Today

60.5%most shared, EFIV and IVV

EFIVSCHDIVV

EFIV—9.7%60.5%

SCHD9.7%—8.6%

IVV60.5%8.6%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+39.1%SCHD, at 11.8% volatility

SCHDWorst drop−6.9%11.8% vol

IVVWorst drop−8.9%13.8% vol

EFIVWorst drop−9.4%13.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDIVV

+33.2%Year to date+11.3%

3.0%Yield1.1%

+39.1%Past year+13.6%

0.06%Fee0.03%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026