Compare · 3 funds side by side · dividends reinvested

EMCS, SCHD and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,881SCHD · best of the three

02 / 04

EMCS, SCHD and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.91%+35.3%+41.6%+21.4%+11.0%−6.9%11.5%$123B1.4

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.41%+14.4%+18.9%+22.5%+9.7%−11.6%17.8%$232B2.1

Xtrackers MSCI Emerging Markets Climate Selection ETFInternational · Emerging0.15%1.57%+20.9%+20.6%+26.5%+7.2%−15.2%28.4%$1.0B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: EMCS 2018 · SCHD 2011 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Xtrackers MSCI Emerging Markets Climate Selection ETF · $1.0B$14,175

EMCS

SCHD

Schwab U.S. Dividend Equity ETF · $123B$16,881

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

EMCSMeasureSCHD

+20.9%Year to dateJan 1 → Nov 4+35.3%

+20.6%1 yearTotal return+41.6%

+26.5%3 years · per year$10,000 became $20,222 · $17,908+21.4%

+7.2%5 years · per year$10,000 became $14,175 · $16,881+11.0%

0.15%Expense ratio$15 · $6 a year on $10k · lower is better0.06%

1.57%Trailing 12-mo yield$157 · $291 a year on $10k2.91%

−15.2%Worst dropSmaller is better−6.9%

28.4%VolatilityLower is calmer11.5%

EMCSSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7SCHD wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EMCS vs SCHD: Top 5 Holdings

Today

EMCS

42.7%in top 5

SCHD

in top 521.6%

EMCSStockSCHD

19.3%2330.TWnot top 5

9.6%005930.Knot top 5

6.7%000660.Knot top 5

not top 5TXN4.8%

4.4%0700.HKnot top 5

not top 5PG4.3%

not top 5KO4.2%

not top 5CVX4.2%

not top 5COP4.1%

2.7%9988.HKnot top 5

Held in common0.0%

End-of-day Nov 4, 2026 · share of each fund

EMCS vs SCHD Returns, Every Period

XtrackersEMCS

+7.2%

5 years, per year

SCHDSchwab

+11.0%

5 years, per year

EMCSSCHDFaded: behind in that period

1–3SCHD wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

International vs Income: EMCS vs SCHD

YTD

XtrackersEMCS

+20.9%

SCHDSchwab

+35.3%

+20.9%Year to date+35.3%

−15.2%Worst drop · 1Y−6.9%

28.4%Volatility · 1Y11.5%

1.6%Yield2.9%

$1.0BAssets$123B

4–0SCHD wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EMCS, SCHD, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

SCHD0.06%$6

EMCS0.15%$15

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: EMCS, SCHD, VEA

2.91%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.91%$291

VEA2.41%$241

EMCS1.57%$157

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$285most kept, SCHD

SCHD$291 − $6 = $285

VEA$241 − $3 = $238

EMCS$157 − $15 = $142

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: EMCS, SCHD, VEA

Today

5.7%most shared, EMCS and VEA

EMCSSCHDVEA

EMCS—0.0%5.7%

SCHD0.0%—0.0%

VEA5.7%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+41.6%SCHD, at 11.5% volatility

SCHDWorst drop−6.9%11.5% vol

VEAWorst drop−11.6%17.8% vol

EMCSWorst drop−15.2%28.4% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDEMCS

+35.3%Year to date+20.9%

2.9%Yield1.6%

+41.6%Past year+20.6%

0.06%Fee0.15%

4–0SCHD wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

VEA vs IEFA

YTD

VanguardVEA

+14.4%

IEFAiShares

+11.9%

+14.4%Year to date+11.9%

2.4%Yield3.3%

$232BAssets$193B

1–1level

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026