Compare · 3 funds side by side · dividends reinvested

EMCS, SCHD and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375SCHD · best of the three

02 / 04

EMCS, SCHD and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$120B1.4

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.50%+10.2%+16.0%+20.9%+8.7%−11.6%18.1%$232B2.0

Xtrackers MSCI Emerging Markets Climate Selection ETFInternational · Emerging0.15%1.67%+14.0%+15.9%+24.2%+6.0%−17.6%29.0%$1.0B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: EMCS 2018 · SCHD 2011 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Xtrackers MSCI Emerging Markets Climate Selection ETF · $1.0B$13,381

EMCS

VEA

Vanguard FTSE Developed Markets ETF · $232B$15,147

$10,000 five years ago, dividends reinvested · they hold 5.7% in common

EMCSMeasureVEA

+14.0%Year to dateJan 1 → Nov 5+10.2%

+15.9%1 yearTotal return+16.0%

+24.2%3 years · per year$10,000 became $19,179 · $17,652+20.9%

+6.0%5 years · per year$10,000 became $13,381 · $15,147+8.7%

0.15%Expense ratio$15 · $3 a year on $10k · lower is better0.03%

1.67%Trailing 12-mo yield$167 · $250 a year on $10k2.50%

−17.6%Worst dropSmaller is better−11.6%

29.0%VolatilityLower is calmer18.1%

EMCSVEA Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6VEA wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EMCS vs VEA: Top 5 Holdings

Today

EMCS

42.4%in top 5

VEA

in top 59.2%

EMCSStockVEA

19.0%2330.TWnot top 5

9.5%005930.K2.8%

6.7%000660.K2.3%

4.5%0700.HKnot top 5

2.7%9988.HKnot top 5

not top 5ASML.AS2.1%

not top 5HSBA.L1.0%

not top 5ROP.SW0.9%

Held in common5.7%

End-of-day Nov 5, 2026 · share of each fund

EMCS vs VEA Returns, Every Period

XtrackersEMCS

+6.0%

5 years, per year

VEAVanguard

+8.7%

5 years, per year

EMCSVEAFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

International vs Income: EMCS vs SCHD

YTD

XtrackersEMCS

+14.0%

SCHDSchwab

+32.3%

+14.0%Year to date+32.3%

−17.6%Worst drop · 1Y−6.9%

29.0%Volatility · 1Y11.7%

1.7%Yield3.0%

$1.0BAssets$120B

4–0SCHD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EMCS, SCHD, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

SCHD0.06%$6

EMCS0.15%$15

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: EMCS, SCHD, VEA

2.98%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.98%$298

VEA2.50%$250

EMCS1.67%$167

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

VEA$250 − $3 = $247

EMCS$167 − $15 = $152

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: EMCS, SCHD, VEA

Today

5.7%most shared, EMCS and VEA

EMCSSCHDVEA

EMCS—0.0%5.7%

SCHD0.0%—0.0%

VEA5.7%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.7%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

VEAWorst drop−11.6%18.1% vol

EMCSWorst drop−17.6%29.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDEMCS

+32.3%Year to date+14.0%

3.0%Yield1.7%

+38.7%Past year+15.9%

0.06%Fee0.15%

4–0SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026