Compare · 4 funds side by side · dividends reinvested

EMHC, IUSB, BND and VCIT

EMHCSPDR×IUSBiShares×BNDVanguard×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$10,698EMHC · best of the four

02 / 04

EMHC, IUSB, BND and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.4B2.1

State Street SPDR Bloomberg Emerging Markets USD Bond ETFBonds & Cash · International0.23%6.31%−0.2%+0.9%+8.7%+1.4%−5.4%5.6%$320M2.4

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.6

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.0%+0.3%+5.0%−0.0%−4.5%4.0%$161B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: EMHC 2021 · IUSB 2014 · BND 2007 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Bloomberg Emerging Markets USD Bond ETF · $320M$10,698

EMHC

IUSB

iShares Core Universal USD Bond ETF · $50.4B$10,151

$10,000 five years ago, dividends reinvested

EMHCMeasureIUSB

−0.2%Year to dateJan 1 → Nov 9+0.1%

+0.9%1 yearTotal return+0.5%

+8.7%3 years · per year$10,000 became $12,827 · $11,705+5.4%

+1.4%5 years · per year$10,000 became $10,698 · $10,151+0.3%

0.23%Expense ratio$23 · $6 a year on $10k · lower is better0.06%

6.31%Trailing 12-mo yield$631 · $433 a year on $10k4.33%

−5.4%Worst dropSmaller is better−4.3%

5.6%VolatilityLower is calmer3.9%

EMHCIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EMHC vs IUSB: Top 5 Holdings

Today

EMHC

[…]in top 5

IUSB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

EMHC vs IUSB Returns, Every Period

SPDREMHC

+1.4%

5 years, per year

IUSBiShares

+0.3%

5 years, per year

EMHCIUSBFaded: behind in that period

3–1EMHC wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

EMHC vs VCIT

YTD

SPDREMHC

−0.2%

VCITVanguard

−0.7%

−0.2%Year to date−0.7%

−5.4%Worst drop · 1Y−4.9%

5.6%Volatility · 1Y4.5%

6.3%Yield5.0%

$320MAssets$66.6B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EMHC, IUSB, BND, VCIT

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

VCIT0.03%$3

IUSB0.06%$6

EMHC0.23%$23

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: EMHC, IUSB, BND, VCIT

6.31%highest, EMHC

FundTrailing yieldYield$10k

EMHC6.31%$631

VCIT5.02%$502

IUSB4.33%$433

BND4.12%$412

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$608most kept, EMHC

EMHC$631 − $23 = $608

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

BND$412 − $3 = $409

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: EMHC, IUSB, BND, VCIT

Today

[…]holdings […]

EMHCIUSBBNDVCIT

EMHC—[…][…][…]

IUSB[…]—[…][…]

BND[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+0.9%EMHC, at 5.6% volatility

IUSBWorst drop−4.3%3.9% vol

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

EMHCWorst drop−5.4%5.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

EMHCIUSB

−0.2%Year to date+0.1%

6.3%Yield4.3%

+0.9%Past year+0.5%

0.23%Fee0.06%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026