Compare · 3 funds side by side · dividends reinvested

EMHC, IUSB and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

EMHC, IUSB and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.6

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.34%+0.1%+0.8%+5.6%+0.3%−4.3%3.9%$50.4B2.1

State Street SPDR Bloomberg Emerging Markets USD Bond ETFBonds & Cash · International0.23%6.34%−0.7%+0.8%+8.9%+1.2%−5.4%5.6%$321M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: EMHC 2021 · IUSB 2014 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Bloomberg Emerging Markets USD Bond ETF · $321M$10,626

EMHC

IUSB

iShares Core Universal USD Bond ETF · $50.4B$10,138

$10,000 five years ago, dividends reinvested

EMHCMeasureIUSB

−0.7%Year to dateJan 1 → Nov 6+0.1%

+0.8%1 yearTotal return+0.8%

+8.9%3 years · per year$10,000 became $12,907 · $11,774+5.6%

+1.2%5 years · per year$10,000 became $10,626 · $10,138+0.3%

0.23%Expense ratio$23 · $6 a year on $10k · lower is better0.06%

6.34%Trailing 12-mo yield$634 · $434 a year on $10k4.34%

−5.4%Worst dropSmaller is better−4.3%

5.6%VolatilityLower is calmer3.9%

EMHCIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4IUSB wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EMHC vs IUSB: Top 5 Holdings

Today

EMHC

[…]in top 5

IUSB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

EMHC vs IUSB Returns, Every Period

SPDREMHC

+1.2%

5 years, per year

IUSBiShares

+0.3%

5 years, per year

EMHCIUSBFaded: behind in that period

2–1EMHC wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

EMHC vs IUSB

YTD

SPDREMHC

−0.7%

IUSBiShares

+0.1%

−0.7%Year to date+0.1%

−5.4%Worst drop · 1Y−4.3%

5.6%Volatility · 1Y3.9%

6.3%Yield4.3%

$321MAssets$50.4B

3–1IUSB wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EMHC, IUSB, SGOV

Today

0.06%lowest, IUSB

FundExpense ratioFee$10k

IUSB0.06%$6

SGOV0.09%$9

EMHC0.23%$23

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: EMHC, IUSB, SGOV

6.34%highest, EMHC

FundTrailing yieldYield$10k

EMHC6.34%$634

IUSB4.34%$434

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$611most kept, EMHC

EMHC$634 − $23 = $611

IUSB$434 − $6 = $428

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: EMHC, IUSB, SGOV

Today

[…]holdings […]

EMHCIUSBSGOV

EMHC—[…][…]

IUSB[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

IUSBWorst drop−4.3%3.9% vol

EMHCWorst drop−5.4%5.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

EMHCSGOV

−0.7%Year to date+3.2%

6.3%Yield3.6%

+0.8%Past year+3.8%

0.23%Fee0.09%

3–1SGOV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026