Compare · 4 funds side by side · dividends reinvested

EMHC, IUSB, SGOV and BND

EMHCSPDR×IUSBiShares×SGOViShares×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,091SGOV · best of the four

02 / 04

EMHC, IUSB, SGOV and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.0

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.4B2.3

State Street SPDR Bloomberg Emerging Markets USD Bond ETFBonds & Cash · International0.23%6.30%−0.2%+1.0%+8.7%+1.4%−5.4%5.6%$320M2.8

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.3%+5.0%−0.0%−4.5%4.0%$161B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: EMHC 2021 · IUSB 2014 · SGOV 2020 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

iShares 0-3 Month Treasury Bond ETF · $117B$12,091

SGOV

EMHC

State Street SPDR Bloomberg Emerging Markets USD Bond ETF · $320M$10,698

$10,000 five years ago, dividends reinvested

SGOVMeasureEMHC

+3.2%Year to dateJan 1 → Nov 9−0.2%

+3.8%1 yearTotal return+1.0%

+4.5%3 years · per year$10,000 became $11,417 · $12,832+8.7%

+3.9%5 years · per year$10,000 became $12,091 · $10,702+1.4%

0.09%Expense ratio$9 · $23 a year on $10k · lower is better0.23%

3.63%Trailing 12-mo yield$363 · $630 a year on $10k6.30%

0.0%Worst dropSmaller is better−5.4%

0.2%VolatilityLower is calmer5.6%

SGOVEMHC Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2SGOV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SGOV vs EMHC: Top 5 Holdings

Today

SGOV

[…]in top 5

EMHC

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SGOV vs EMHC Returns, Every Period

iSharesSGOV

+3.9%

5 years, per year

EMHCSPDR

+1.4%

5 years, per year

SGOVEMHCFaded: behind in that period

3–1SGOV wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

SGOV vs EMHC

YTD

iSharesSGOV

+3.2%

EMHCSPDR

−0.2%

+3.2%Year to date−0.2%

+0.0%Worst drop · 1Y−5.4%

0.2%Volatility · 1Y5.6%

3.6%Yield6.3%

$117BAssets$320M

3–1SGOV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EMHC, IUSB, SGOV, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

IUSB0.06%$6

SGOV0.09%$9

EMHC0.23%$23

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: EMHC, IUSB, SGOV, BND

6.30%highest, EMHC

FundTrailing yieldYield$10k

EMHC6.30%$630

IUSB4.33%$433

BND4.12%$412

SGOV3.63%$363

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$607most kept, EMHC

EMHC$630 − $23 = $607

IUSB$433 − $6 = $427

BND$412 − $3 = $409

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: EMHC, IUSB, SGOV, BND

Today

[…]holdings […]

EMHCIUSBSGOVBND

EMHC—[…][…][…]

IUSB[…]—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

IUSBWorst drop−4.3%3.9% vol

BNDWorst drop−4.5%4.0% vol

EMHCWorst drop−5.4%5.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

EMHCSGOV

−0.2%Year to date+3.2%

6.3%Yield3.6%

+1.0%Past year+3.8%

0.23%Fee0.09%

3–1SGOV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.0%

+0.1%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

1–0BND wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026