Compare · 4 funds side by side · dividends reinvested

EMHC, MUB, IUSB and SGOV

EMHCSPDR×MUBiShares×IUSBiShares×SGOViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,091SGOV · best of the four

02 / 04

EMHC, MUB, IUSB and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.8

State Street SPDR Bloomberg Emerging Markets USD Bond ETFBonds & Cash · International0.23%6.30%−0.2%+1.0%+8.7%+1.4%−5.4%5.6%$320M2.8

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B2.8

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.4B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: EMHC 2021 · MUB 2007 · IUSB 2014 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR Bloomberg Emerging Markets USD Bond ETF · $320M$10,702

EMHC

MUB

iShares National Muni Bond ETF · $55.0B$10,432

$10,000 five years ago, dividends reinvested

EMHCMeasureMUB

−0.2%Year to dateJan 1 → Nov 9+0.7%

+1.0%1 yearTotal return+1.1%

+8.7%3 years · per year$10,000 became $12,832 · $11,293+4.1%

+1.4%5 years · per year$10,000 became $10,702 · $10,432+0.8%

0.23%Expense ratio$23 · $5 a year on $10k · lower is better0.05%

6.30%Trailing 12-mo yield$630 · $326 a year on $10k3.26%

−5.4%Worst dropSmaller is better−6.3%

5.6%VolatilityLower is calmer3.7%

EMHCMUB Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EMHC vs MUB: Top 5 Holdings

Today

EMHC

[…]in top 5

MUB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

EMHC vs MUB Returns, Every Period

SPDREMHC

+1.4%

5 years, per year

MUBiShares

+0.8%

5 years, per year

EMHCMUBFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

EMHC vs IUSB

YTD

SPDREMHC

−0.2%

IUSBiShares

+0.1%

−0.2%Year to date+0.1%

−5.4%Worst drop · 1Y−4.3%

5.6%Volatility · 1Y3.9%

6.3%Yield4.3%

$320MAssets$50.4B

3–1IUSB wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EMHC, MUB, IUSB, SGOV

Today

0.05%lowest, MUB

FundExpense ratioFee$10k

MUB0.05%$5

IUSB0.06%$6

SGOV0.09%$9

EMHC0.23%$23

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: EMHC, MUB, IUSB, SGOV

6.30%highest, EMHC

FundTrailing yieldYield$10k

EMHC6.30%$630

IUSB4.33%$433

SGOV3.63%$363

MUB3.26%$326

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$607most kept, EMHC

EMHC$630 − $23 = $607

IUSB$433 − $6 = $427

SGOV$363 − $9 = $354

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: EMHC, MUB, IUSB, SGOV

Today

[…]holdings […]

EMHCMUBIUSBSGOV

EMHC—[…][…][…]

MUB[…]—[…][…]

IUSB[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

MUBWorst drop−6.3%3.7% vol

IUSBWorst drop−4.3%3.9% vol

EMHCWorst drop−5.4%5.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

EMHCSGOV

−0.2%Year to date+3.2%

6.3%Yield3.6%

+1.0%Past year+3.8%

0.23%Fee0.09%

3–1SGOV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026