Compare · 3 funds side by side · dividends reinvested

EMIF, SCHD and DRAM

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,459SCHD · best of the three

02 / 04

EMIF, SCHD and DRAM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B1.1

iShares Emerging Markets Infrastructure ETFThematic · Infrastructure0.60%4.12%+2.6%+4.9%+14.9%+5.6%−17.2%17.1%$13M1.9

Roundhill Memory ETFThematic · AI & semis0.65%0.00%[…][…][…][…][…][…]$14.7B3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: EMIF 2009 · SCHD 2011 · DRAM 2026

Head to Head

Swap sides Versus in desk

Head to Head

iShares Emerging Markets Infrastructure ETF · $13M$13,104

EMIF

SCHD

Schwab U.S. Dividend Equity ETF · $122B$16,459

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

EMIFMeasureSCHD

+2.6%Year to dateJan 1 → Nov 9+33.2%

+4.9%1 yearTotal return+39.1%

+14.9%3 years · per year$10,000 became $15,184 · $17,123+19.6%

+5.6%5 years · per year$10,000 became $13,104 · $16,459+10.5%

0.60%Expense ratio$60 · $6 a year on $10k · lower is better0.06%

4.12%Trailing 12-mo yield$412 · $296 a year on $10k2.96%

−17.2%Worst dropSmaller is better−6.9%

17.1%VolatilityLower is calmer11.8%

EMIFSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7SCHD wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EMIF vs SCHD: Top 5 Holdings

Today

EMIF

37.9%in top 5

SCHD

in top 521.4%

EMIFStockSCHD

11.3%PACnot top 5

8.5%AOT-R.BKnot top 5

8.1%SBSnot top 5

5.1%ASRnot top 5

4.9%QGTS.QAnot top 5

not top 5PG4.4%

not top 5TXN4.3%

not top 5KO4.3%

not top 5HD4.3%

not top 5AMGN4.1%

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

EMIF vs SCHD Returns, Every Period

iSharesEMIF

+5.6%

5 years, per year

SCHDSchwab

+10.5%

5 years, per year

EMIFSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Thematic vs Income: EMIF vs SCHD

YTD

iSharesEMIF

+2.6%

SCHDSchwab

+33.2%

+2.6%Year to date+33.2%

−17.2%Worst drop · 1Y−6.9%

17.1%Volatility · 1Y11.8%

4.1%Yield3.0%

$13.5MAssets$122B

3–1SCHD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EMIF, SCHD, DRAM

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

EMIF0.60%$60

DRAM0.65%$65

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: EMIF, SCHD, DRAM

4.12%highest, EMIF

FundTrailing yieldYield$10k

EMIF4.12%$412

SCHD2.96%$296

DRAM0.00%$0

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$352most kept, EMIF

EMIF$412 − $60 = $352

SCHD$296 − $6 = $290

DRAM$0 − $65 = −$65

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: EMIF, SCHD, DRAM

Today

0.0%most shared, EMIF and SCHD

EMIFSCHDDRAM

EMIF—0.0%0.0%

SCHD0.0%—0.0%

DRAM0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+39.1%SCHD, at 11.8% volatility

SCHDWorst drop−6.9%11.8% vol

EMIFWorst drop−17.2%17.1% vol

DRAMWorst drop[…][…]

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

EMIFSCHD

+2.6%Year to date+33.2%

4.1%Yield3.0%

+4.9%Past year+39.1%

0.60%Fee0.06%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026