Compare · 3 funds side by side · dividends reinvested

EMLC, BND and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$11,351EMLC · best of the three

02 / 04

EMLC, BND and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

VanEck J.P. Morgan EM Local Currency Bond ETFBonds & Cash · Other bonds0.30%6.53%+0.5%+3.4%+7.6%+2.6%−6.2%7.5%$4.9B1.8

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: EMLC 2010 · BND 2007 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

VanEck J.P. Morgan EM Local Currency Bond ETF · $4.9B$11,351

EMLC

BND

Vanguard Total Bond Market ETF · $161B$9,974

$10,000 five years ago, dividends reinvested

EMLCMeasureBND

+0.5%Year to dateJan 1 → Nov 6−0.0%

+3.4%1 yearTotal return+0.6%

+7.6%3 years · per year$10,000 became $12,472 · $11,637+5.2%

+2.6%5 years · per year$10,000 became $11,351 · $9,974−0.1%

0.30%Expense ratio$30 · $3 a year on $10k · lower is better0.03%

6.53%Trailing 12-mo yield$653 · $412 a year on $10k4.12%

−6.2%Worst dropSmaller is better−4.5%

7.5%VolatilityLower is calmer4.0%

EMLCBND Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3EMLC wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EMLC vs BND: Top 5 Holdings

Today

EMLC

[…]in top 5

BND

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

EMLC vs BND Returns, Every Period

VanEckEMLC

+2.6%

5 years, per year

BNDVanguard

−0.1%

5 years, per year

EMLCBNDFaded: behind in that period

4–0EMLC wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

EMLC vs VCIT

YTD

VanEckEMLC

+0.5%

VCITVanguard

−0.8%

+0.5%Year to date−0.8%

−6.2%Worst drop · 1Y−4.9%

7.5%Volatility · 1Y4.5%

6.5%Yield5.0%

$4.9BAssets$66.6B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EMLC, BND, VCIT

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

VCIT0.03%$3

EMLC0.30%$30

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: EMLC, BND, VCIT

6.53%highest, EMLC

FundTrailing yieldYield$10k

EMLC6.53%$653

VCIT5.02%$502

BND4.12%$412

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$623most kept, EMLC

EMLC$653 − $30 = $623

VCIT$502 − $3 = $499

BND$412 − $3 = $409

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: EMLC, BND, VCIT

Today

[…]holdings […]

EMLCBNDVCIT

EMLC—[…][…]

BND[…]—[…]

VCIT[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.4%EMLC, at 7.5% volatility

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

EMLCWorst drop−6.2%7.5% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

EMLCBND

+0.5%Year to date−0.0%

6.5%Yield4.1%

+3.4%Past year+0.6%

0.30%Fee0.03%

3–1EMLC wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026