Compare · 3 funds side by side · dividends reinvested

EMLP, UTES and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$20,216EMLP · best of the three

02 / 04

EMLP, UTES and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

First Trust North American Energy Infrastructure FundThematic · Infrastructure0.95%2.85%+16.1%+18.6%+21.7%+15.1%−7.9%11.2%$4.2B1.5

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$53.8B2.0

Virtus Reaves Utilities ETFSectors · Utilities0.49%1.67%−5.9%−10.1%+22.4%+12.7%−17.6%22.5%$1.2B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: EMLP 2012 · UTES 2015 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

First Trust North American Energy Infrastructure Fund · $4.2B$20,216

EMLP

UTES

Virtus Reaves Utilities ETF · $1.2B$18,198

$10,000 five years ago, dividends reinvested · they hold 21.0% in common

EMLPMeasureUTES

+16.1%Year to dateJan 1 → Nov 5−5.9%

+18.6%1 yearTotal return−10.1%

+21.7%3 years · per year$10,000 became $18,039 · $18,339+22.4%

+15.1%5 years · per year$10,000 became $20,216 · $18,198+12.7%

0.95%Expense ratio$95 · $49 a year on $10k · lower is better0.49%

2.85%Trailing 12-mo yield$285 · $167 a year on $10k1.67%

−7.9%Worst dropSmaller is better−17.6%

11.2%VolatilityLower is calmer22.5%

EMLPUTES Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2EMLP wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EMLP vs UTES: Top 5 Holdings

Today

EMLP

27.4%in top 5

UTES

in top 544.4%

EMLPStockUTES

not top 5TLN10.9%

not top 5CEG10.8%

8.8%EPDnot top 5

not top 5VST8.4%

not top 5XEL7.6%

7.1%ETnot top 5

not top 5CNP6.7%

4.1%MPLXnot top 5

3.7%KMInot top 5

3.6%PAGPnot top 5

Held in common21.0%

End-of-day Nov 5, 2026 · share of each fund

EMLP vs UTES Returns, Every Period

First TrustEMLP

+15.1%

5 years, per year

UTESVirtus

+12.7%

5 years, per year

EMLPUTESFaded: behind in that period

3–1EMLP wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Thematic vs Sector: EMLP vs UTES

YTD

First TrustEMLP

+16.1%

UTESVirtus

−5.9%

+16.1%Year to date−5.9%

−7.9%Worst drop · 1Y−17.6%

11.2%Volatility · 1Y22.5%

2.8%Yield1.7%

$4.2BAssets$1.2B

4–0EMLP wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EMLP, UTES, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

UTES0.49%$49

EMLP0.95%$95

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: EMLP, UTES, XLF

2.85%highest, EMLP

FundTrailing yieldYield$10k

EMLP2.85%$285

UTES1.67%$167

XLF1.44%$144

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$190most kept, EMLP

EMLP$285 − $95 = $190

XLF$144 − $8 = $136

UTES$167 − $49 = $118

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: EMLP, UTES, XLF

Today

21.0%most shared, EMLP and UTES

EMLPUTESXLF

EMLP—21.0%0.0%

UTES21.0%—0.0%

XLF0.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+18.6%EMLP, at 11.2% volatility

EMLPWorst drop−7.9%11.2% vol

XLFWorst drop−14.8%15.3% vol

UTESWorst drop−17.6%22.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

EMLPXLF

+16.1%Year to date+6.3%

2.8%Yield1.4%

+18.6%Past year+11.4%

0.95%Fee0.08%

3–1EMLP wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026