Compare · 3 funds side by side · dividends reinvested

EMTY, FDIS and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,503XLF · best of the three

02 / 04

EMTY, FDIS and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$53.8B1.3

Fidelity MSCI Consumer Discretionary Index ETFSectors · Consumer0.08%0.76%+0.3%+0.9%+16.3%+3.9%−15.5%19.7%$1.6B2.1

ProShares - Decline of the Retail Store ETFSectors · Consumer0.65%3.33%−8.7%−8.6%−10.6%−3.8%−14.6%20.5%$3M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: EMTY 2017 · FDIS 2013 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

ProShares - Decline of the Retail Store ETF · $3M$8,255

EMTY

FDIS

Fidelity MSCI Consumer Discretionary Index ETF · $1.6B$12,115

$10,000 five years ago, dividends reinvested

EMTYMeasureFDIS

−8.7%Year to dateJan 1 → Nov 5+0.3%

−8.6%1 yearTotal return+0.9%

−10.6%3 years · per year$10,000 became $7,150 · $15,748+16.3%

−3.8%5 years · per year$10,000 became $8,255 · $12,115+3.9%

0.65%Expense ratio$65 · $8 a year on $10k · lower is better0.08%

3.33%Trailing 12-mo yield$333 · $76 a year on $10k0.76%

−14.6%Worst dropSmaller is better−15.5%

20.5%VolatilityLower is calmer19.7%

EMTYFDIS Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6FDIS wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EMTY vs FDIS: Top 5 Holdings

Today

EMTY

[…]in top 5

FDIS

in top 547.7%

EMTYStockFDIS

not top 5AMZN22.0%

not top 5TSLA15.5%

not top 5HD5.1%

not top 5MCD2.9%

not top 5TJX2.3%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

EMTY vs FDIS Returns, Every Period

ProSharesEMTY

−3.8%

5 years, per year

FDISFidelity

+3.9%

5 years, per year

EMTYFDISFaded: behind in that period

0–4FDIS wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

EMTY vs XLF

YTD

ProSharesEMTY

−8.7%

XLFSPDR

+6.3%

−8.7%Year to date+6.3%

−14.6%Worst drop · 1Y−14.8%

20.5%Volatility · 1Y15.3%

3.3%Yield1.4%

$2.7MAssets$53.8B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EMTY, FDIS, XLF

Today

0.08%lowest, FDIS

FundExpense ratioFee$10k

FDIS0.08%$8

XLF0.08%$8

EMTY0.65%$65

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: EMTY, FDIS, XLF

3.33%highest, EMTY

FundTrailing yieldYield$10k

EMTY3.33%$333

XLF1.44%$144

FDIS0.76%$76

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$268most kept, EMTY

EMTY$333 − $65 = $268

XLF$144 − $8 = $136

FDIS$76 − $8 = $68

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: EMTY, FDIS, XLF

Today

0.0%most shared, FDIS and XLF

EMTYFDISXLF

EMTY—[…][…]

FDIS[…]—0.0%

XLF[…]0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.4%XLF, at 15.3% volatility

XLFWorst drop−14.8%15.3% vol

FDISWorst drop−15.5%19.7% vol

EMTYWorst drop−14.6%20.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

EMTYXLF

−8.7%Year to date+6.3%

3.3%Yield1.4%

−8.6%Past year+11.4%

0.65%Fee0.08%

3–1XLF wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026