Compare · 3 funds side by side · dividends reinvested

EMTY, FDIS and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,157XLF · best of the three

02 / 04

EMTY, FDIS and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$53.8B1.3

Fidelity MSCI Consumer Discretionary Index ETFSectors · Consumer0.08%0.73%+4.4%+3.1%+18.2%+5.0%−15.5%19.4%$1.6B2.1

ProShares - Decline of the Retail Store ETFSectors · Consumer0.65%3.42%−10.9%−10.6%−11.3%−4.4%−14.4%20.3%$3M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: EMTY 2017 · FDIS 2013 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Consumer Discretionary Index ETF · $1.6B$12,774

FDIS

EMTY

ProShares - Decline of the Retail Store ETF · $3M$7,988

$10,000 five years ago, dividends reinvested

FDISMeasureEMTY

+4.4%Year to dateJan 1 → Nov 4−10.9%

+3.1%1 yearTotal return−10.6%

+18.2%3 years · per year$10,000 became $16,516 · $6,974−11.3%

+5.0%5 years · per year$10,000 became $12,774 · $7,988−4.4%

0.08%Expense ratio$8 · $65 a year on $10k · lower is better0.65%

0.73%Trailing 12-mo yield$73 · $342 a year on $10k3.42%

−15.5%Worst dropSmaller is better−14.4%

19.4%VolatilityLower is calmer20.3%

FDISEMTY Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2FDIS wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FDIS vs EMTY: Top 5 Holdings

Today

FDIS

48.3%in top 5

EMTY

in top 5[…]

FDISStockEMTY

21.6%AMZNnot top 5

16.7%TSLAnot top 5

5.0%HDnot top 5

2.8%MCDnot top 5

2.3%TJXnot top 5

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

FDIS vs EMTY Returns, Every Period

FidelityFDIS

+5.0%

5 years, per year

EMTYProShares

−4.4%

5 years, per year

FDISEMTYFaded: behind in that period

4–0FDIS wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

FDIS vs EMTY

YTD

FidelityFDIS

+4.4%

EMTYProShares

−10.9%

+4.4%Year to date−10.9%

−15.5%Worst drop · 1Y−14.4%

19.4%Volatility · 1Y20.3%

0.7%Yield3.4%

$1.6BAssets$2.7M

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EMTY, FDIS, XLF

Today

0.08%lowest, FDIS

FundExpense ratioFee$10k

FDIS0.08%$8

XLF0.08%$8

EMTY0.65%$65

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: EMTY, FDIS, XLF

3.42%highest, EMTY

FundTrailing yieldYield$10k

EMTY3.42%$342

XLF1.40%$140

FDIS0.73%$73

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$277most kept, EMTY

EMTY$342 − $65 = $277

XLF$140 − $8 = $132

FDIS$73 − $8 = $65

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: EMTY, FDIS, XLF

Today

0.0%most shared, FDIS and XLF

EMTYFDISXLF

EMTY—[…][…]

FDIS[…]—0.0%

XLF[…]0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+15.3%XLF, at 15.0% volatility

XLFWorst drop−14.8%15.0% vol

FDISWorst drop−15.5%19.4% vol

EMTYWorst drop−14.4%20.3% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

EMTYXLF

−10.9%Year to date+9.4%

3.4%Yield1.4%

−10.6%Past year+15.3%

0.65%Fee0.08%

3–1XLF wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026