Compare · 3 funds side by side · dividends reinvested

EPEM, EEM and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,197VEA · best of the three

02 / 04

EPEM, EEM and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.51%+9.7%+14.8%+20.3%+8.7%−11.6%18.1%$232B1.4

Harbor Emerging Markets Equity ETF (EPEM)International · Emerging0.84%3.18%+15.1%+17.8%[…][…]−14.0%23.4%$8M1.7

iShares MSCI Emerging Markets ETFInternational · Emerging0.72%1.88%+9.0%+9.7%+19.8%+5.6%−18.5%26.3%$27.5B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: EPEM 2025 · EEM 2003 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Emerging Markets Equity ETF (EPEM) · $8M[…]

EPEM

EEM

iShares MSCI Emerging Markets ETF · $27.5B$13,109

$10,000 five years ago, dividends reinvested · they hold 16.8% in common

EPEMMeasureEEM

+15.1%Year to dateJan 1 → Nov 6+9.0%

+17.8%1 yearTotal return+9.7%

[…]3 years · per year$10,000 became […] · $17,207+19.8%

[…]5 years · per year$10,000 became […] · $13,109+5.6%

0.84%Expense ratio$84 · $72 a year on $10k · lower is better0.72%

3.18%Trailing 12-mo yield$318 · $188 a year on $10k1.88%

−14.0%Worst dropSmaller is better−18.5%

23.4%VolatilityLower is calmer26.3%

EPEMEEM Winner of the row, in its colourEach row: the bigger of the two fills its side

5–1EPEM wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EPEM vs EEM: Top 5 Holdings

Today

EPEM

29.7%in top 5

EEM

in top 531.2%

EPEMStockEEM

14.0%2330.TW15.1%

not top 5005930.K6.3%

not top 5000660.K4.7%

4.3%3711.TWnot top 5

4.2%CIBnot top 5

3.6%2317.TWnot top 5

3.6%2377.TWnot top 5

not top 50700.HK3.0%

not top 59988.HK2.1%

Held in common16.8%

End-of-day Nov 6, 2026 · share of each fund

EPEM vs EEM Returns, Every Period

HarborEPEM

+17.8%

past year

EEMiShares

+9.7%

past year

EPEMEEMFaded: behind in that period

2–0EPEM wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

EPEM vs VEA

YTD

HarborEPEM

+15.1%

VEAVanguard

+9.7%

+15.1%Year to date+9.7%

−14.0%Worst drop · 1Y−11.6%

23.4%Volatility · 1Y18.1%

3.2%Yield2.5%

$7.6MAssets$232B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EPEM, EEM, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

EEM0.72%$72

EPEM0.84%$84

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: EPEM, EEM, VEA

3.18%highest, EPEM

FundTrailing yieldYield$10k

EPEM3.18%$318

VEA2.51%$251

EEM1.88%$188

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$248most kept, VEA

VEA$251 − $3 = $248

EPEM$318 − $84 = $234

EEM$188 − $72 = $116

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: EPEM, EEM, VEA

Today

16.8%most shared, EPEM and EEM

EPEMEEMVEA

EPEM—16.8%0.0%

EEM16.8%—8.9%

VEA0.0%8.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+17.8%EPEM, at 23.4% volatility

VEAWorst drop−11.6%18.1% vol

EPEMWorst drop−14.0%23.4% vol

EEMWorst drop−18.5%26.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

EPEMVEA

+15.1%Year to date+9.7%

3.2%Yield2.5%

+17.8%Past year+14.8%

0.84%Fee0.03%

3–1EPEM wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026