Compare · 2 funds side by side · dividends reinvested

EPEM and SPY

EPEMHarbor×SPYSPDR×
$7.5k$10k$12.5k$15k$17.5k$20kLow $7,923 · 2022SPY$17,099Oct 2021Nov 2026Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,099SPY · best of the two
02 / 04

EPEM and SPY, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B1.4
Harbor Emerging Markets Equity ETF (EPEM)International · Emerging0.84%3.05%+20.3%+24.6%[…][…]−13.3%23.0%$8M1.5
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 5, 2026 · returns include dividends · since: EPEM 2025 · SPY 1993
@TheETFTracker·theetftracker.com

Head to Head

5Y
Harbor Emerging Markets Equity ETF (EPEM) · $8M[…]
EPEM
SPY
State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

EPEMMeasureSPY
+20.3%Year to dateJan 1 → Nov 5+8.3%
+24.6%1 yearTotal return+9.7%
[…]3 years · per year$10,000 became […] · $18,174+22.0%
[…]5 years · per year$10,000 became […] · $17,099+11.3%
0.84%Expense ratio$84 · $9 a year on $10k · lower is better0.09%
3.05%Trailing 12-mo yield$305 · $103 a year on $10k1.03%
−13.3%Worst dropSmaller is better−8.9%
23.0%VolatilityLower is calmer13.6%
EPEMSPY Winner of the row, in its colourEach row: the bigger of the two fills its side
3–3Level
End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
@TheETFTracker·theetftracker.com

More Ways to See the Pairs

EPEM vs SPY: Top 5 Holdings

Today
30.4%in top 5
SPY
in top 527.7%
EPEMStockSPY
14.0%2330.TWnot top 5
not top 5AAPL7.7%
not top 5NVDA7.3%
not top 5MSFT6.2%
4.7%3711.TWnot top 5
4.3%CIBnot top 5
not top 5AMZN3.9%
3.7%2377.TWnot top 5
3.7%2317.TWnot top 5
not top 5GOOGL2.6%
Held in common0.0%
End-of-day Nov 5, 2026 · share of each fund
@TheETFTracker·theetftracker.com

EPEM vs SPY Returns, Every Period

1Y
HarborEPEM
+24.6%
past year
SPYSPDR
+9.7%
past year
0%+10%+20%+30%+20.3%+8.3%YTD+24.6%+9.7%1 year
EPEMSPYFaded: behind in that period
2–0EPEM wins
End-of-day Nov 5, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

International vs Core: EPEM vs SPY

YTD
HarborEPEM
+20.3%
SPYSPDR
+8.3%
Jan 1Nov 5+20.3%+8.3%
+20.3%Year to date+8.3%
−13.3%Worst drop · 1Y−8.9%
23.0%Volatility · 1Y13.6%
3.0%Yield1.0%
$7.7MAssets$805B
2–2level
End-of-day Nov 5, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: EPEM, SPY

Today
0.09%lowest, SPY
FundExpense ratioFee$10k
SPY0.09%$9
EPEM0.84%$84
End-of-day Nov 5, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: EPEM, SPY

1Y
3.05%highest, EPEM
FundTrailing yieldYield$10k
EPEM3.05%$305
SPY1.03%$103
End-of-day Nov 5, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$221most kept, EPEM
EPEM$305 − $84 = $221
SPY$103 − $9 = $94
KeptFee
End-of-day Nov 5, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: EPEM, SPY

Today
0.0%most shared, EPEM and SPY
EPEMSPY
EPEM—0.0%
SPY0.0%—
End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
+24.6%EPEM, at 23.0% volatility
0%+10%+20%+30%10%15%20%25%Volatility · 1 year → bumpierEPEM +24.6%SPY +9.7%
SPYWorst drop−8.9%13.6% vol
EPEMWorst drop−13.3%23.0% vol
End-of-day Nov 5, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
Jan 1Nov 5+20.3%+8.3%
+20.3%Year to date+8.3%
3.0%Yield1.0%
+24.6%Past year+9.7%
0.84%Fee0.09%
3–1EPEM wins
End-of-day Nov 5, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Two

SPYM vs SPY

YTD
SPDRSPYM
+8.4%
SPYSPDR
+8.3%
Jan 1Nov 5+8.4%+8.3%
+8.4%Year to date+8.3%
1.1%Yield1.0%
$182BAssets$805B
2–0SPYM wins
End-of-day Nov 5, 2026
@TheETFTracker·theetftracker.com

SCHD vs VIG

YTD
SchwabSCHD
+32.3%
VIGVanguard
+12.5%
Jan 1Nov 5+32.3%+12.5%
+32.3%Year to date+12.5%
3.0%Yield1.5%
$123BAssets$109B
2–0SCHD wins
End-of-day Nov 5, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+8.5%
JEPIJ.P. Morgan
+5.2%
Jan 1Nov 5+8.5%+5.2%
+8.5%Year to date+5.2%
12.2%Yield8.1%
$42.1BAssets$46.1B
2–0JEPQ wins
End-of-day Nov 5, 2026
@TheETFTracker·theetftracker.com