Compare · 3 funds side by side · dividends reinvested

EPEM, VXUS and IEMG

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$14,758VXUS · best of the three

02 / 04

EPEM, VXUS and IEMG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Harbor Emerging Markets Equity ETF (EPEM)International · Emerging0.84%3.06%+19.8%+23.7%[…][…]−14.0%23.6%$7M1.7

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.39%+11.1%+15.3%+19.5%+8.1%−11.3%17.9%$163B1.8

iShares Core MSCI Emerging Markets ETFInternational · Emerging0.09%2.42%+11.4%+12.8%+19.8%+6.4%−17.8%25.7%$146B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: EPEM 2025 · VXUS 2011 · IEMG 2012

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Emerging Markets Equity ETF (EPEM) · $7M[…]

EPEM

VXUS

Vanguard Total International Stock ETF · $163B$14,758

$10,000 five years ago, dividends reinvested · they hold 5.2% in common

EPEMMeasureVXUS

+19.8%Year to dateJan 1 → Nov 9+11.1%

+23.7%1 yearTotal return+15.3%

[…]3 years · per year$10,000 became […] · $17,060+19.5%

[…]5 years · per year$10,000 became […] · $14,758+8.1%

0.84%Expense ratio$84 · $5 a year on $10k · lower is better0.05%

3.06%Trailing 12-mo yield$306 · $239 a year on $10k2.39%

−14.0%Worst dropSmaller is better−11.3%

23.6%VolatilityLower is calmer17.9%

EPEMVXUS Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EPEM vs VXUS: Top 5 Holdings

Today

EPEM

29.2%in top 5

VXUS

in top 510.2%

EPEMStockVXUS

13.7%2330.TW4.2%

4.3%CIBnot top 5

4.1%3711.TWnot top 5

3.6%2317.TWnot top 5

3.5%2377.TWnot top 5

not top 5005930.K2.0%

not top 5000660.K1.7%

not top 5ASML.AS1.5%

not top 50700.HK0.8%

Held in common5.2%

End-of-day Nov 9, 2026 · share of each fund

EPEM vs VXUS Returns, Every Period

HarborEPEM

+23.7%

past year

VXUSVanguard

+15.3%

past year

EPEMVXUSFaded: behind in that period

2–0EPEM wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

EPEM vs IEMG

YTD

HarborEPEM

+19.8%

IEMGiShares

+11.4%

+19.8%Year to date+11.4%

−14.0%Worst drop · 1Y−17.8%

23.6%Volatility · 1Y25.7%

3.1%Yield2.4%

$7.5MAssets$146B

4–0EPEM wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EPEM, VXUS, IEMG

Today

0.05%lowest, VXUS

FundExpense ratioFee$10k

VXUS0.05%$5

IEMG0.09%$9

EPEM0.84%$84

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: EPEM, VXUS, IEMG

3.06%highest, EPEM

FundTrailing yieldYield$10k

EPEM3.06%$306

IEMG2.42%$242

VXUS2.39%$239

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$234most kept, VXUS

VXUS$239 − $5 = $234

IEMG$242 − $9 = $233

EPEM$306 − $84 = $222

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: EPEM, VXUS, IEMG

Today

24.9%most shared, VXUS and IEMG

EPEMVXUSIEMG

EPEM—5.2%15.6%

VXUS5.2%—24.9%

IEMG15.6%24.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+23.7%EPEM, at 23.6% volatility

VXUSWorst drop−11.3%17.9% vol

EPEMWorst drop−14.0%23.6% vol

IEMGWorst drop−17.8%25.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

EPEMIEMG

+19.8%Year to date+11.4%

3.1%Yield2.4%

+23.7%Past year+12.8%

0.84%Fee0.09%

3–1EPEM wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$58.0B

2–0IXUS wins

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$146B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026