Compare · 2 funds side by side · dividends reinvested

EPIN and SCHF

EPINHarbor×SCHFSchwab×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,097SCHF · best of the two

02 / 04

EPIN and SCHF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab International Equity ETFInternational · Ex-US broad0.03%3.06%+15.1%+19.5%+22.5%+10.0%−11.5%17.8%$67.8B1.3

Harbor International Equity ETF (EPIN)International · Ex-US broad0.80%0.66%+20.6%+23.7%[…][…]−11.7%19.4%$8M1.7

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: EPIN 2025 · SCHF 2009

Head to Head

Swap sides Versus in desk

Head to Head

Harbor International Equity ETF (EPIN) · $8M[…]

EPIN

SCHF

Schwab International Equity ETF · $67.8B$16,097

$10,000 five years ago, dividends reinvested · they hold 6.1% in common

EPINMeasureSCHF

+20.6%Year to dateJan 1 → Nov 4+15.1%

+23.7%1 yearTotal return+19.5%

[…]3 years · per year$10,000 became […] · $18,389+22.5%

[…]5 years · per year$10,000 became […] · $16,097+10.0%

0.80%Expense ratio$80 · $3 a year on $10k · lower is better0.03%

0.66%Trailing 12-mo yield$66 · $306 a year on $10k3.06%

−11.7%Worst dropSmaller is better−11.5%

19.4%VolatilityLower is calmer17.8%

EPINSCHF Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4SCHF wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EPIN vs SCHF: Top 5 Holdings

Today

EPIN

15.9%in top 5

SCHF

in top 59.0%

EPINStockSCHF

4.4%2330.TWnot top 5

3.2%ASML.AS2.1%

3.0%EBSnot top 5

2.7%BARC.Lnot top 5

not top 5005930.K2.6%

2.6%3711.TWnot top 5

not top 5000660.K2.1%

not top 5ROP.SW1.2%

not top 5SHEL.L1.1%

Held in common6.1%

End-of-day Nov 4, 2026 · share of each fund

EPIN vs SCHF Returns, Every Period

HarborEPIN

+23.7%

past year

SCHFSchwab

+19.5%

past year

EPINSCHFFaded: behind in that period

2–0EPIN wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

EPIN vs SCHF

YTD

HarborEPIN

+20.6%

SCHFSchwab

+15.1%

+20.6%Year to date+15.1%

−11.7%Worst drop · 1Y−11.5%

19.4%Volatility · 1Y17.8%

0.7%Yield3.1%

$8.3MAssets$67.8B

3–1SCHF wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EPIN, SCHF

Today

0.03%lowest, SCHF

FundExpense ratioFee$10k

SCHF0.03%$3

EPIN0.80%$80

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: EPIN, SCHF

3.06%highest, SCHF

FundTrailing yieldYield$10k

SCHF3.06%$306

EPIN0.66%$66

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$303most kept, SCHF

SCHF$306 − $3 = $303

EPIN$66 − $80 = −$14

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: EPIN, SCHF

Today

6.1%most shared, EPIN and SCHF

EPINSCHF

EPIN—6.1%

SCHF6.1%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+23.7%EPIN, at 19.4% volatility

SCHFWorst drop−11.5%17.8% vol

EPINWorst drop−11.7%19.4% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SCHFEPIN

+15.1%Year to date+20.6%

3.1%Yield0.7%

+19.5%Past year+23.7%

0.03%Fee0.80%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026