Compare · 3 funds side by side · dividends reinvested

EPIN, SCHF and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,397SCHF · best of the three

02 / 04

EPIN, SCHF and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab International Equity ETFInternational · Ex-US broad0.03%3.19%+10.4%+15.3%+20.3%+9.0%−11.5%18.2%$67.8B1.4

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.51%+9.7%+14.8%+20.3%+8.7%−11.6%18.1%$232B2.0

Harbor International Equity ETF (EPIN)International · Ex-US broad0.80%0.67%+17.8%+22.3%[…][…]−11.7%19.9%$8M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: EPIN 2025 · SCHF 2009 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Harbor International Equity ETF (EPIN) · $8M[…]

EPIN

SCHF

Schwab International Equity ETF · $67.8B$15,397

$10,000 five years ago, dividends reinvested · they hold 5.8% in common

EPINMeasureSCHF

+17.8%Year to dateJan 1 → Nov 6+10.4%

+22.3%1 yearTotal return+15.3%

[…]3 years · per year$10,000 became […] · $17,419+20.3%

[…]5 years · per year$10,000 became […] · $15,397+9.0%

0.80%Expense ratio$80 · $3 a year on $10k · lower is better0.03%

0.67%Trailing 12-mo yield$67 · $319 a year on $10k3.19%

−11.7%Worst dropSmaller is better−11.5%

19.9%VolatilityLower is calmer18.2%

EPINSCHF Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4SCHF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EPIN vs SCHF: Top 5 Holdings

Today

EPIN

15.6%in top 5

SCHF

in top 58.4%

EPINStockSCHF

4.3%2330.TWnot top 5

3.2%EBSnot top 5

2.9%ASML.AS1.9%

2.7%BARC.Lnot top 5

2.4%3711.TWnot top 5

not top 5005930.K2.4%

not top 5000660.K1.9%

not top 5ROP.SW1.2%

not top 5NOVN.SW1.1%

Held in common5.8%

End-of-day Nov 6, 2026 · share of each fund

EPIN vs SCHF Returns, Every Period

HarborEPIN

+22.3%

past year

SCHFSchwab

+15.3%

past year

EPINSCHFFaded: behind in that period

2–0EPIN wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

EPIN vs SCHF

YTD

HarborEPIN

+17.8%

SCHFSchwab

+10.4%

+17.8%Year to date+10.4%

−11.7%Worst drop · 1Y−11.5%

19.9%Volatility · 1Y18.2%

0.7%Yield3.2%

$8.3MAssets$67.8B

3–1SCHF wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EPIN, SCHF, VEA

Today

0.03%lowest, SCHF

FundExpense ratioFee$10k

SCHF0.03%$3

VEA0.03%$3

EPIN0.80%$80

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: EPIN, SCHF, VEA

3.19%highest, SCHF

FundTrailing yieldYield$10k

SCHF3.19%$319

VEA2.51%$251

EPIN0.67%$67

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$316most kept, SCHF

SCHF$319 − $3 = $316

VEA$251 − $3 = $248

EPIN$67 − $80 = −$13

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: EPIN, SCHF, VEA

Today

84.3%most shared, SCHF and VEA

EPINSCHFVEA

EPIN—5.8%5.6%

SCHF5.8%—84.3%

VEA5.6%84.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+22.3%EPIN, at 19.9% volatility

VEAWorst drop−11.6%18.1% vol

SCHFWorst drop−11.5%18.2% vol

EPINWorst drop−11.7%19.9% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHFEPIN

+10.4%Year to date+17.8%

3.2%Yield0.7%

+15.3%Past year+22.3%

0.03%Fee0.80%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026