Compare · 3 funds side by side · dividends reinvested

EPIN, SCHF and VXUS

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,351SCHF · best of the three

02 / 04

EPIN, SCHF and VXUS, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab International Equity ETFInternational · Ex-US broad0.03%3.18%+10.8%+16.4%+20.9%+8.9%−11.5%18.2%$67.8B1.5

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.46%+7.9%+12.2%+19.5%+7.5%−11.3%17.7%$163B2.0

Harbor International Equity ETF (EPIN)International · Ex-US broad0.80%0.65%+22.3%+27.5%[…][…]−11.7%19.4%$8M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: EPIN 2025 · SCHF 2009 · VXUS 2011

Head to Head

Swap sides Versus in desk

Head to Head

Harbor International Equity ETF (EPIN) · $8M[…]

EPIN

SCHF

Schwab International Equity ETF · $67.8B$15,351

$10,000 five years ago, dividends reinvested · they hold 6.0% in common

EPINMeasureSCHF

+22.3%Year to dateJan 1 → Nov 5+10.8%

+27.5%1 yearTotal return+16.4%

[…]3 years · per year$10,000 became […] · $17,665+20.9%

[…]5 years · per year$10,000 became […] · $15,351+8.9%

0.80%Expense ratio$80 · $3 a year on $10k · lower is better0.03%

0.65%Trailing 12-mo yield$65 · $318 a year on $10k3.18%

−11.7%Worst dropSmaller is better−11.5%

19.4%VolatilityLower is calmer18.2%

EPINSCHF Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4SCHF wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EPIN vs SCHF: Top 5 Holdings

Today

EPIN

15.9%in top 5

SCHF

in top 58.9%

EPINStockSCHF

4.3%2330.TWnot top 5

3.1%ASML.AS2.0%

3.1%EBSnot top 5

2.8%BARC.Lnot top 5

2.6%3711.TWnot top 5

not top 5005930.K2.6%

not top 5000660.K2.1%

not top 5ROP.SW1.2%

not top 5NOVN.SW1.1%

Held in common6.0%

End-of-day Nov 5, 2026 · share of each fund

EPIN vs SCHF Returns, Every Period

HarborEPIN

+27.5%

past year

SCHFSchwab

+16.4%

past year

EPINSCHFFaded: behind in that period

2–0EPIN wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

EPIN vs SCHF

YTD

HarborEPIN

+22.3%

SCHFSchwab

+10.8%

+22.3%Year to date+10.8%

−11.7%Worst drop · 1Y−11.5%

19.4%Volatility · 1Y18.2%

0.6%Yield3.2%

$8.3MAssets$67.8B

3–1SCHF wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EPIN, SCHF, VXUS

Today

0.03%lowest, SCHF

FundExpense ratioFee$10k

SCHF0.03%$3

VXUS0.05%$5

EPIN0.80%$80

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: EPIN, SCHF, VXUS

3.18%highest, SCHF

FundTrailing yieldYield$10k

SCHF3.18%$318

VXUS2.46%$246

EPIN0.65%$65

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$315most kept, SCHF

SCHF$318 − $3 = $315

VXUS$246 − $5 = $241

EPIN$65 − $80 = −$15

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: EPIN, SCHF, VXUS

Today

6.3%most shared, SCHF and VXUS

EPINSCHFVXUS

EPIN—6.0%0.3%

SCHF6.0%—6.3%

VXUS0.3%6.3%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+27.5%EPIN, at 19.4% volatility

VXUSWorst drop−11.3%17.7% vol

SCHFWorst drop−11.5%18.2% vol

EPINWorst drop−11.7%19.4% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SCHFEPIN

+10.8%Year to date+22.3%

3.2%Yield0.6%

+16.4%Past year+27.5%

0.03%Fee0.80%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026