Compare · 3 funds side by side · dividends reinvested

EPIN, VXUS and IEMG

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$14,758VXUS · best of the three

02 / 04

EPIN, VXUS and IEMG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.39%+11.1%+15.3%+19.5%+8.1%−11.3%17.9%$163B1.6

Harbor International Equity ETF (EPIN)International · Ex-US broad0.80%0.65%+21.3%+27.1%[…][…]−11.7%20.1%$8M2.0

iShares Core MSCI Emerging Markets ETFInternational · Emerging0.09%2.42%+11.4%+12.8%+19.8%+6.4%−17.8%25.7%$146B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: EPIN 2025 · VXUS 2011 · IEMG 2012

Head to Head

Swap sides Versus in desk

Head to Head

Harbor International Equity ETF (EPIN) · $8M[…]

EPIN

VXUS

Vanguard Total International Stock ETF · $163B$14,758

$10,000 five years ago, dividends reinvested · they hold 9.2% in common

EPINMeasureVXUS

+21.3%Year to dateJan 1 → Nov 9+11.1%

+27.1%1 yearTotal return+15.3%

[…]3 years · per year$10,000 became […] · $17,060+19.5%

[…]5 years · per year$10,000 became […] · $14,758+8.1%

0.80%Expense ratio$80 · $5 a year on $10k · lower is better0.05%

0.65%Trailing 12-mo yield$65 · $239 a year on $10k2.39%

−11.7%Worst dropSmaller is better−11.3%

20.1%VolatilityLower is calmer17.9%

EPINVXUS Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4VXUS wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EPIN vs VXUS: Top 5 Holdings

Today

EPIN

15.6%in top 5

VXUS

in top 510.2%

EPINStockVXUS

4.2%2330.TW4.2%

3.2%EBSnot top 5

3.0%ASML.AS1.5%

2.7%BARC.Lnot top 5

2.4%PRY.MInot top 5

not top 5005930.K2.0%

not top 5000660.K1.7%

not top 50700.HK0.8%

Held in common9.2%

End-of-day Nov 9, 2026 · share of each fund

EPIN vs VXUS Returns, Every Period

HarborEPIN

+27.1%

past year

VXUSVanguard

+15.3%

past year

EPINVXUSFaded: behind in that period

2–0EPIN wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

EPIN vs IEMG

YTD

HarborEPIN

+21.3%

IEMGiShares

+11.4%

+21.3%Year to date+11.4%

−11.7%Worst drop · 1Y−17.8%

20.1%Volatility · 1Y25.7%

0.7%Yield2.4%

$8.0MAssets$146B

3–1EPIN wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EPIN, VXUS, IEMG

Today

0.05%lowest, VXUS

FundExpense ratioFee$10k

VXUS0.05%$5

IEMG0.09%$9

EPIN0.80%$80

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: EPIN, VXUS, IEMG

2.42%highest, IEMG

FundTrailing yieldYield$10k

IEMG2.42%$242

VXUS2.39%$239

EPIN0.65%$65

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$234most kept, VXUS

VXUS$239 − $5 = $234

IEMG$242 − $9 = $233

EPIN$65 − $80 = −$15

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: EPIN, VXUS, IEMG

Today

24.9%most shared, VXUS and IEMG

EPINVXUSIEMG

EPIN—9.2%6.6%

VXUS9.2%—24.9%

IEMG6.6%24.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+27.1%EPIN, at 20.1% volatility

VXUSWorst drop−11.3%17.9% vol

EPINWorst drop−11.7%20.1% vol

IEMGWorst drop−17.8%25.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IEMGEPIN

+11.4%Year to date+21.3%

2.4%Yield0.7%

+12.8%Past year+27.1%

0.09%Fee0.80%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$58.0B

2–0IXUS wins

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$146B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026