Compare · 3 funds side by side · dividends reinvested

EPIN, VXUS and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,147VEA · best of the three

02 / 04

EPIN, VXUS and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.50%+10.2%+16.0%+20.9%+8.7%−11.6%18.1%$232B1.5

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.46%+7.9%+12.2%+19.5%+7.5%−11.3%17.7%$163B2.0

Harbor International Equity ETF (EPIN)International · Ex-US broad0.80%0.65%+22.3%+27.5%[…][…]−11.7%19.4%$8M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: EPIN 2025 · VXUS 2011 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Harbor International Equity ETF (EPIN) · $8M[…]

EPIN

VXUS

Vanguard Total International Stock ETF · $163B$14,347

$10,000 five years ago, dividends reinvested · they hold 0.3% in common

EPINMeasureVXUS

+22.3%Year to dateJan 1 → Nov 5+7.9%

+27.5%1 yearTotal return+12.2%

[…]3 years · per year$10,000 became […] · $17,068+19.5%

[…]5 years · per year$10,000 became […] · $14,347+7.5%

0.80%Expense ratio$80 · $5 a year on $10k · lower is better0.05%

0.65%Trailing 12-mo yield$65 · $246 a year on $10k2.46%

−11.7%Worst dropSmaller is better−11.3%

19.4%VolatilityLower is calmer17.7%

EPINVXUS Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4VXUS wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EPIN vs VXUS: Top 5 Holdings

Today

EPIN

15.9%in top 5

VXUS

in top 50.8%

EPINStockVXUS

4.3%2330.TWnot top 5

3.1%ASML.ASnot top 5

3.1%EBSnot top 5

2.8%BARC.Lnot top 5

2.6%3711.TWnot top 5

not top 5600900.S0.2%

not top 5ABF.L0.2%

not top 5EXO.AS0.2%

not top 51803.T0.2%

not top 5CPX.TO0.2%

Held in common0.3%

End-of-day Nov 5, 2026 · share of each fund

EPIN vs VXUS Returns, Every Period

HarborEPIN

+27.5%

past year

VXUSVanguard

+12.2%

past year

EPINVXUSFaded: behind in that period

2–0EPIN wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

EPIN vs VEA

YTD

HarborEPIN

+22.3%

VEAVanguard

+10.2%

+22.3%Year to date+10.2%

−11.7%Worst drop · 1Y−11.6%

19.4%Volatility · 1Y18.1%

0.6%Yield2.5%

$8.3MAssets$232B

3–1VEA wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: EPIN, VXUS, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

VXUS0.05%$5

EPIN0.80%$80

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: EPIN, VXUS, VEA

2.50%highest, VEA

FundTrailing yieldYield$10k

VEA2.50%$250

VXUS2.46%$246

EPIN0.65%$65

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$247most kept, VEA

VEA$250 − $3 = $247

VXUS$246 − $5 = $241

EPIN$65 − $80 = −$15

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: EPIN, VXUS, VEA

Today

8.4%most shared, VXUS and VEA

EPINVXUSVEA

EPIN—0.3%5.6%

VXUS0.3%—8.4%

VEA5.6%8.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+27.5%EPIN, at 19.4% volatility

VXUSWorst drop−11.3%17.7% vol

VEAWorst drop−11.6%18.1% vol

EPINWorst drop−11.7%19.4% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VEAEPIN

+10.2%Year to date+22.3%

2.5%Yield0.6%

+16.0%Past year+27.5%

0.03%Fee0.80%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026