Compare · 2 funds side by side · dividends reinvested

FCLD and SPY

FCLDFidelity×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,060SPY · best of the two

02 / 04

FCLD and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$798B1.4

Fidelity Cloud Computing ETFThematic · Cyber & cloud0.39%0.01%+34.9%+27.7%+30.8%+8.8%−17.5%30.7%$147M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: FCLD 2021 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity Cloud Computing ETF · $147M$15,212

FCLD

SPY

State Street SPDR S&P 500 ETF · $798B$18,060

$10,000 five years ago, dividends reinvested · they hold 9.1% in common

FCLDMeasureSPY

+34.9%Year to dateJan 1 → Nov 4+13.3%

+27.7%1 yearTotal return+13.4%

+30.8%3 years · per year$10,000 became $22,402 · $19,132+24.1%

+8.8%5 years · per year$10,000 became $15,212 · $18,060+12.6%

0.39%Expense ratio$39 · $9 a year on $10k · lower is better0.09%

0.01%Trailing 12-mo yield$1 · $99 a year on $10k0.99%

−17.5%Worst dropSmaller is better−8.9%

30.7%VolatilityLower is calmer12.9%

FCLDSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPY wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FCLD vs SPY: Top 5 Holdings

Today

FCLD

20.1%in top 5

SPY

in top 527.3%

FCLDStockSPY

not top 5NVDA7.7%

not top 5AAPL7.4%

5.0%MSFT5.9%

4.1%CRMnot top 5

not top 5AMZN3.8%

3.7%EQIXnot top 5

3.7%SNOWnot top 5

3.6%DELLnot top 5

not top 5GOOGL2.5%

Held in common9.1%

End-of-day Nov 4, 2026 · share of each fund

FCLD vs SPY Returns, Every Period

FidelityFCLD

+8.8%

5 years, per year

SPYSPDR

+12.6%

5 years, per year

FCLDSPYFaded: behind in that period

3–1FCLD wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Thematic vs Core: FCLD vs SPY

YTD

FidelityFCLD

+34.9%

SPYSPDR

+13.3%

+34.9%Year to date+13.3%

−17.5%Worst drop · 1Y−8.9%

30.7%Volatility · 1Y12.9%

0.0%Yield1.0%

$147MAssets$798B

3–1SPY wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FCLD, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

FCLD0.39%$39

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: FCLD, SPY

0.99%highest, SPY

FundTrailing yieldYield$10k

SPY0.99%$99

FCLD0.01%$1

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$90most kept, SPY

SPY$99 − $9 = $90

FCLD$1 − $39 = −$38

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: FCLD, SPY

Today

9.1%most shared, FCLD and SPY

FCLDSPY

FCLD—9.1%

SPY9.1%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+27.7%FCLD, at 30.7% volatility

SPYWorst drop−8.9%12.9% vol

FCLDWorst drop−17.5%30.7% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SPYFCLD

+13.3%Year to date+34.9%

1.0%Yield0.0%

+13.4%Past year+27.7%

0.09%Fee0.39%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026