Compare · 3 funds side by side · dividends reinvested

FDEM, SCHD and VT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,459SCHD · best of the three

02 / 04

FDEM, SCHD and VT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B1.3

Vanguard Total World Stock ETFInternational · Global0.06%1.55%+11.3%+14.3%+20.9%+9.8%−9.7%14.9%$81.8B2.0

Fidelity Emerging Markets Multifactor ETFInternational · Emerging0.25%3.47%+11.6%+13.1%+19.3%+9.3%−14.0%22.6%$499M2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FDEM 2019 · SCHD 2011 · VT 2008

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity Emerging Markets Multifactor ETF · $499M$15,592

FDEM

Vanguard Total World Stock ETF · $81.8B$15,957

$10,000 five years ago, dividends reinvested · they hold 4.7% in common

FDEMMeasureVT

+11.6%Year to dateJan 1 → Nov 9+11.3%

+13.1%1 yearTotal return+14.3%

+19.3%3 years · per year$10,000 became $16,963 · $17,661+20.9%

+9.3%5 years · per year$10,000 became $15,592 · $15,957+9.8%

0.25%Expense ratio$25 · $6 a year on $10k · lower is better0.06%

3.47%Trailing 12-mo yield$347 · $155 a year on $10k1.55%

−14.0%Worst dropSmaller is better−9.7%

22.6%VolatilityLower is calmer14.9%

FDEMVT Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6VT wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FDEM vs VT: Top 5 Holdings

Today

FDEM

24.8%in top 5

in top 515.6%

FDEMStockVT

11.7%2330.TWnot top 5

5.6%005930.Knot top 5

not top 5NVDA4.5%

not top 5AAPL4.1%

3.3%000660.Knot top 5

not top 5MSFT3.2%

2.1%EMAARDEVnot top 5

2.1%1209.HKnot top 5

not top 5AMZN2.0%

not top 5GOOGL1.7%

Held in common4.7%

End-of-day Nov 9, 2026 · share of each fund

FDEM vs VT Returns, Every Period

FidelityFDEM

+9.3%

5 years, per year

VTVanguard

+9.8%

5 years, per year

FDEMVTFaded: behind in that period

1–3VT wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

International vs Income: FDEM vs SCHD

YTD

FidelityFDEM

+11.6%

SCHDSchwab

+33.2%

+11.6%Year to date+33.2%

−14.0%Worst drop · 1Y−6.9%

22.6%Volatility · 1Y11.8%

3.5%Yield3.0%

$499MAssets$122B

3–1SCHD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FDEM, SCHD, VT

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

VT0.06%$6

FDEM0.25%$25

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FDEM, SCHD, VT

3.47%highest, FDEM

FundTrailing yieldYield$10k

FDEM3.47%$347

SCHD2.96%$296

VT1.55%$155

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$322most kept, FDEM

FDEM$347 − $25 = $322

SCHD$296 − $6 = $290

VT$155 − $6 = $149

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FDEM, SCHD, VT

Today

4.7%most shared, FDEM and VT

FDEMSCHDVT

FDEM—0.0%4.7%

SCHD0.0%—4.3%

VT4.7%4.3%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+39.1%SCHD, at 11.8% volatility

SCHDWorst drop−6.9%11.8% vol

VTWorst drop−9.7%14.9% vol

FDEMWorst drop−14.0%22.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

FDEMSCHD

+11.6%Year to date+33.2%

3.5%Yield3.0%

+13.1%Past year+39.1%

0.25%Fee0.06%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026