Compare · 4 funds side by side · dividends reinvested

FDEM, SPY, VOO and VEA

FDEMFidelity×SPYSPDR×VOOVanguard×VEAVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,543VOO · best of the four

02 / 04

FDEM, SPY, VOO and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T1.8

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.44%+12.9%+18.8%+20.5%+9.2%−11.6%18.3%$232B2.3

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.6

Fidelity Emerging Markets Multifactor ETFInternational · Emerging0.25%3.47%+11.6%+13.1%+19.3%+9.3%−14.0%22.6%$499M3.3

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FDEM 2019 · SPY 1993 · VOO 2010 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity Emerging Markets Multifactor ETF · $499M$15,592

FDEM

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

FDEMMeasureSPY

+11.6%Year to dateJan 1 → Nov 9+11.2%

+13.1%1 yearTotal return+13.5%

+19.3%3 years · per year$10,000 became $16,963 · $18,118+21.9%

+9.3%5 years · per year$10,000 became $15,592 · $17,493+11.8%

0.25%Expense ratio$25 · $9 a year on $10k · lower is better0.09%

3.47%Trailing 12-mo yield$347 · $101 a year on $10k1.01%

−14.0%Worst dropSmaller is better−8.9%

22.6%VolatilityLower is calmer13.7%

FDEMSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SPY wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FDEM vs SPY: Top 5 Holdings

Today

FDEM

24.8%in top 5

SPY

in top 527.8%

FDEMStockSPY

11.7%2330.TWnot top 5

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

5.6%005930.Knot top 5

not top 5AMZN4.0%

3.3%000660.Knot top 5

not top 5GOOGL2.6%

2.1%EMAARDEVnot top 5

2.1%1209.HKnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

FDEM vs SPY Returns, Every Period

FidelityFDEM

+9.3%

5 years, per year

SPYSPDR

+11.8%

5 years, per year

FDEMSPYFaded: behind in that period

1–3SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

FDEM vs VEA

YTD

FidelityFDEM

+11.6%

VEAVanguard

+12.9%

+11.6%Year to date+12.9%

−14.0%Worst drop · 1Y−11.6%

22.6%Volatility · 1Y18.3%

3.5%Yield2.4%

$499MAssets$232B

3–1VEA wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FDEM, SPY, VOO, VEA

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

VEA0.03%$3

SPY0.09%$9

FDEM0.25%$25

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FDEM, SPY, VOO, VEA

3.47%highest, FDEM

FundTrailing yieldYield$10k

FDEM3.47%$347

VEA2.44%$244

VOO1.07%$107

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$322most kept, FDEM

FDEM$347 − $25 = $322

VEA$244 − $3 = $241

VOO$107 − $3 = $104

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FDEM, SPY, VOO, VEA

Today

92.7%most shared, SPY and VOO

FDEMSPYVOOVEA

FDEM—0.0%0.0%5.9%

SPY0.0%—92.7%0.0%

VOO0.0%92.7%—0.0%

VEA5.9%0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+18.8%VEA, at 18.3% volatility

VOOWorst drop−8.9%13.7% vol

SPYWorst drop−8.9%13.7% vol

VEAWorst drop−11.6%18.3% vol

FDEMWorst drop−14.0%22.6% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

FDEMVEA

+11.6%Year to date+12.9%

3.5%Yield2.4%

+13.1%Past year+18.8%

0.25%Fee0.03%

3–1VEA wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026