Compare · 3 funds side by side · dividends reinvested

FDFF, XLF and SMH

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$38,820SMH · best of the three

02 / 04

FDFF, XLF and SMH, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.40%+9.4%+15.3%+24.7%+10.1%−14.8%15.0%$53.8B1.5

VanEck Semiconductor ETFThematic · AI & semis0.35%0.22%+40.0%+38.2%+54.7%+31.2%−24.6%41.2%$65.4B1.9

Fidelity Disruptive Finance ETFThematic · Disruptive tech0.50%0.94%+5.9%+8.5%+17.5%[…]−18.1%19.6%$43M2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: FDFF 2020 · XLF 1998 · SMH 2011

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity Disruptive Finance ETF · $43M[…]

FDFF

XLF

State Street Financial Select Sector SPDR ETF · $53.8B$16,157

$10,000 five years ago, dividends reinvested · they hold 18.1% in common

FDFFMeasureXLF

+5.9%Year to dateJan 1 → Nov 4+9.4%

+8.5%1 yearTotal return+15.3%

+17.5%3 years · per year$10,000 became $16,235 · $19,384+24.7%

[…]5 years · per year$10,000 became […] · $16,157+10.1%

0.50%Expense ratio$50 · $8 a year on $10k · lower is better0.08%

0.94%Trailing 12-mo yield$94 · $140 a year on $10k1.40%

−18.1%Worst dropSmaller is better−14.8%

19.6%VolatilityLower is calmer15.0%

FDFFXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

0–7XLF wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FDFF vs XLF: Top 5 Holdings

Today

FDFF

26.5%in top 5

XLF

in top 543.7%

FDFFStockXLF

not top 5BRK-B12.9%

not top 5JPM11.2%

5.1%V8.9%

6.7%BLKnot top 5

5.0%MA6.5%

5.2%COFnot top 5

4.5%BKT.MCnot top 5

not top 5BAC4.0%

Held in common18.1%

End-of-day Nov 4, 2026 · share of each fund

FDFF vs XLF Returns, Every Period

FidelityFDFF

+8.5%

past year

XLFSPDR

+15.3%

past year

FDFFXLFFaded: behind in that period

0–3XLF wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Thematic vs Sector: FDFF vs XLF

YTD

FidelityFDFF

+5.9%

XLFSPDR

+9.4%

+5.9%Year to date+9.4%

−18.1%Worst drop · 1Y−14.8%

19.6%Volatility · 1Y15.0%

0.9%Yield1.4%

$42.6MAssets$53.8B

4–0XLF wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FDFF, XLF, SMH

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

SMH0.35%$35

FDFF0.50%$50

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: FDFF, XLF, SMH

1.40%highest, XLF

FundTrailing yieldYield$10k

XLF1.40%$140

FDFF0.94%$94

SMH0.22%$22

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$132most kept, XLF

XLF$140 − $8 = $132

FDFF$94 − $50 = $44

SMH$22 − $35 = −$13

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: FDFF, XLF, SMH

Today

18.1%most shared, FDFF and XLF

FDFFXLFSMH

FDFF—18.1%0.0%

XLF18.1%—0.0%

SMH0.0%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.2%SMH, at 41.2% volatility

XLFWorst drop−14.8%15.0% vol

FDFFWorst drop−18.1%19.6% vol

SMHWorst drop−24.6%41.2% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

XLFSMH

+9.4%Year to date+40.0%

1.4%Yield0.2%

+15.3%Past year+38.2%

0.08%Fee0.35%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SOXX vs SMH

YTD

iSharesSOXX

+49.8%

SMHVanEck

+40.0%

+49.8%Year to date+40.0%

0.33% · $33Fee · on $10k a year0.35% · $35

$42.6BAssets$65.4B

2–0SOXX wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026