Compare · 3 funds side by side · dividends reinvested

FDIS, EMTY and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,474XLF · best of the three

02 / 04

FDIS, EMTY and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$54.5B1.3

Fidelity MSCI Consumer Discretionary Index ETFSectors · Consumer0.08%0.76%+0.1%−0.6%+15.8%+3.9%−15.5%19.7%$1.6B2.1

ProShares - Decline of the Retail Store ETFSectors · Consumer0.65%3.27%−6.9%−5.9%−10.3%−3.3%−14.6%20.6%$3M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: FDIS 2013 · EMTY 2017 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Consumer Discretionary Index ETF · $1.6B$12,079

FDIS

EMTY

ProShares - Decline of the Retail Store ETF · $3M$8,469

$10,000 five years ago, dividends reinvested

FDISMeasureEMTY

+0.1%Year to dateJan 1 → Nov 6−6.9%

−0.6%1 yearTotal return−5.9%

+15.8%3 years · per year$10,000 became $15,537 · $7,225−10.3%

+3.9%5 years · per year$10,000 became $12,079 · $8,469−3.3%

0.08%Expense ratio$8 · $65 a year on $10k · lower is better0.65%

0.76%Trailing 12-mo yield$76 · $327 a year on $10k3.27%

−15.5%Worst dropSmaller is better−14.6%

19.7%VolatilityLower is calmer20.6%

FDISEMTY Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2FDIS wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FDIS vs EMTY: Top 5 Holdings

Today

FDIS

47.2%in top 5

EMTY

in top 5[…]

FDISStockEMTY

22.4%AMZNnot top 5

14.4%TSLAnot top 5

5.2%HDnot top 5

3.0%MCDnot top 5

2.3%TJXnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

FDIS vs EMTY Returns, Every Period

FidelityFDIS

+3.9%

5 years, per year

EMTYProShares

−3.3%

5 years, per year

FDISEMTYFaded: behind in that period

4–0FDIS wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

FDIS vs EMTY

YTD

FidelityFDIS

+0.1%

EMTYProShares

−6.9%

+0.1%Year to date−6.9%

−15.5%Worst drop · 1Y−14.6%

19.7%Volatility · 1Y20.6%

0.8%Yield3.3%

$1.6BAssets$2.8M

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FDIS, EMTY, XLF

Today

0.08%lowest, FDIS

FundExpense ratioFee$10k

FDIS0.08%$8

XLF0.08%$8

EMTY0.65%$65

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: FDIS, EMTY, XLF

3.27%highest, EMTY

FundTrailing yieldYield$10k

EMTY3.27%$327

XLF1.44%$144

FDIS0.76%$76

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$262most kept, EMTY

EMTY$327 − $65 = $262

XLF$144 − $8 = $136

FDIS$76 − $8 = $68

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: FDIS, EMTY, XLF

Today

0.0%most shared, FDIS and XLF

FDISEMTYXLF

FDIS—[…]0.0%

EMTY[…]—[…]

XLF0.0%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+10.4%XLF, at 15.3% volatility

XLFWorst drop−14.8%15.3% vol

FDISWorst drop−15.5%19.7% vol

EMTYWorst drop−14.6%20.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

EMTYXLF

−6.9%Year to date+5.7%

3.3%Yield1.4%

−5.9%Past year+10.4%

0.65%Fee0.08%

3–1XLF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026