Compare · 4 funds side by side · dividends reinvested

FDIV, USOY, SCHD and VIG

FDIVMarketDesk×USOYDefiance×SCHDSchwab×VIGVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,638VIG · best of the four

02 / 04

FDIV, USOY, SCHD and VIG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B1.8

Vanguard Dividend Appreciation ETFIncome · Dividend stocks0.04%1.46%+14.8%+17.6%+18.8%+10.7%−7.9%11.0%$109B2.1

Oil Enhanced Options Income ETFIncome · Dividend stocks1.12%54.24%+56.2%+56.2%[…][…]−25.5%39.1%$75M2.5

MarketDesk Focused U.S. Dividend ETFIncome · Dividend stocks0.35%2.36%+6.6%+11.5%+8.9%[…]−9.6%13.1%$55M3.3

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FDIV 2023 · USOY 2024 · SCHD 2011 · VIG 2006

Head to Head

Swap sides Versus in desk

Head to Head

MarketDesk Focused U.S. Dividend ETF · $55M[…]

FDIV

USOY

Oil Enhanced Options Income ETF · $75M[…]

$10,000 five years ago, dividends reinvested

FDIVMeasureUSOY

+6.6%Year to dateJan 1 → Nov 9+56.2%

+11.5%1 yearTotal return+56.2%

+8.9%3 years · per year$10,000 became $12,897 · […][…]

[…]5 years · per year[…]

0.35%Expense ratio$35 · $112 a year on $10k · lower is better1.12%

2.36%Trailing 12-mo yield$236 · $5,424 a year on $10k54.24%

−9.6%Worst dropSmaller is better−25.5%

13.1%VolatilityLower is calmer39.1%

FDIVUSOY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FDIV vs USOY: Top 5 Holdings

Today

FDIV

11.1%in top 5

USOY

in top 5[…]

FDIVStockUSOY

2.3%PRMBnot top 5

2.3%AUGOnot top 5

2.2%HSYnot top 5

2.2%TSCOnot top 5

2.1%TKOnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

FDIV vs USOY Returns, Every Period

MarketDeskFDIV

+11.5%

past year

USOYDefiance

+56.2%

past year

FDIVUSOYFaded: behind in that period

0–2USOY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

FDIV vs USOY

YTD

MarketDeskFDIV

+6.6%

USOYDefiance

+56.2%

+6.6%Year to date+56.2%

−9.6%Worst drop · 1Y−25.5%

13.1%Volatility · 1Y39.1%

2.4%Yield54.2%

$55.2MAssets$74.7M

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FDIV, USOY, SCHD, VIG

Today

0.04%lowest, VIG

FundExpense ratioFee$10k

VIG0.04%$4

SCHD0.06%$6

FDIV0.35%$35

USOY1.12%$112

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FDIV, USOY, SCHD, VIG

54.24%highest, USOY

FundTrailing yieldYield$10k

USOY54.24%$5,424

SCHD2.96%$296

FDIV2.36%$236

VIG1.46%$146

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$5,312most kept, USOY

USOY$5,424 − $112 = $5,312

SCHD$296 − $6 = $290

FDIV$236 − $35 = $201

VIG$146 − $4 = $142

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FDIV, USOY, SCHD, VIG

Today

14.5%most shared, SCHD and VIG

FDIVUSOYSCHDVIG

FDIV—[…]12.0%12.5%

USOY[…]—[…][…]

SCHD12.0%[…]—14.5%

VIG12.5%[…]14.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+56.2%USOY, at 39.1% volatility

VIGWorst drop−7.9%11.0% vol

SCHDWorst drop−6.9%11.8% vol

FDIVWorst drop−9.6%13.1% vol

USOYWorst drop−25.5%39.1% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

USOYSCHD

+56.2%Year to date+33.2%

54.2%Yield3.0%

+56.2%Past year+39.1%

1.12%Fee0.06%

3–1USOY wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

DGRO vs VIG

YTD

iSharesDGRO

+18.8%

VIGVanguard

+14.8%

+18.8%Year to date+14.8%

1.8%Yield1.5%

$45.5BAssets$109B

2–0DGRO wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026