Compare · 3 funds side by side · dividends reinvested

FDIV, USOY and SCHD

02 / 04

Search ETFs and stocks

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,429SCHD · best of the three

Story of the three · IncomeMost incomeUSOY · 54.32% · $5,432 a year on $10k

Story of the three · RiskSmallest drop

FDIV, USOY and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.93%+34.2%+36.8%+19.9%+10.4%−6.9%11.7%$124B1.4

Oil Enhanced Options Income ETFIncome · Dividend stocks1.12%54.32%+58.5%+55.6%[…][…]−25.5%39.2%$73M2.0

MarketDesk Focused U.S. Dividend ETFIncome · Dividend stocks0.35%2.36%+6.5%+8.9%+8.8%[…]−9.6%13.1%$57M2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 12, 2026 · returns include dividends · since: FDIV 2023 · USOY 2024 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Oil Enhanced Options Income ETF · $73M[…]

USOY

SCHD

Schwab U.S. Dividend Equity ETF · $124B$16,429

$10,000 five years ago, dividends reinvested

USOYMeasure

More Ways to See the Pairs

USOY vs SCHD: Top 5 Holdings

Today

USOY

[…]in top 5

SCHD

in top 521.7%

USOYStockSCHD

not top 5TXN4.7%

not top 5PG4.4%

not top 5KO4.3%

not top 5HD4.3%

not top 5AMGN4.1%

Cost, Income and Risk

Fees: FDIV, USOY, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

FDIV0.35%$35

USOY1.12%$112

End-of-day Nov 12, 2026 · fee on $10,000 a year

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+34.2%

VIGVanguard

+16.0%

+34.2%Year to date+16.0%

2.9%Yield1.4%

$124BAssets$109B

2–0SCHD wins

End-of-day Nov 12, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.8%

JEPIJ.P. Morgan

+8.3%

SPYM vs SPY

YTD

SPDRSPYM

+12.0%

SPYSPDR

+11.9%

SCHD

+58.5%Year to dateJan 1 → Nov 12+34.2%

+55.6%1 yearTotal return+36.8%

[…]3 years · per year$10,000 became […] · $17,257+19.9%

[…]5 years · per year$10,000 became […] · $16,429+10.4%

1.12%Expense ratio$112 · $6 a year on $10k · lower is better0.06%

54.32%Trailing 12-mo yield$5,432 · $293 a year on $10k2.93%

−25.5%Worst dropSmaller is better−6.9%

39.2%VolatilityLower is calmer11.7%

USOYSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 12, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

Held in common[…]

End-of-day Nov 12, 2026 · share of each fund

USOY vs SCHD Returns, Every Period

1Y

DefianceUSOY

+55.6%

past year

SCHDSchwab

+36.8%

past year

USOYSCHDFaded: behind in that period

2–0USOY wins

End-of-day Nov 12, 2026 · dividends in · faded = behind in that period

USOY vs SCHD

YTD

DefianceUSOY

+58.5%

SCHDSchwab

+34.2%

+58.5%Year to date+34.2%

−25.5%Worst drop · 1Y−6.9%

39.2%Volatility · 1Y11.7%

54.3%Yield2.9%

$72.8MAssets$124B

2–2level

End-of-day Nov 12, 2026 · smaller drop and lower volatility win

Yields: FDIV, USOY, SCHD

1Y

54.32%highest, USOY

FundTrailing yieldYield$10k

USOY54.32%$5,432

SCHD2.93%$293

FDIV2.36%$236

End-of-day Nov 12, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$5,320most kept, USOY

USOY$5,432 − $112 = $5,320

SCHD$293 − $6 = $287

FDIV$236 − $35 = $201

KeptFee

End-of-day Nov 12, 2026 · yield in dollars minus the fee

Overlap: FDIV, USOY, SCHD

Today

12.2%most shared, FDIV and SCHD

FDIVUSOYSCHD

FDIV—[…]12.2%

USOY[…]—[…]

SCHD12.2%[…]—

End-of-day Nov 12, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+55.6%USOY, at 39.2% volatility

SCHDWorst drop−6.9%11.7% vol

FDIVWorst drop−9.6%13.1% vol

USOYWorst drop−25.5%39.2% vol

End-of-day Nov 12, 2026 · up and left is better

Paid More vs Made More

YTD

USOYSCHD

+58.5%Year to date+34.2%

54.3%Yield2.9%

+55.6%Past year+36.8%

1.12%Fee0.06%

3–1USOY wins

End-of-day Nov 12, 2026

+7.8%Year to date+8.3%

12.2%Yield7.9%

$42.6BAssets$47.3B

1–1level

End-of-day Nov 12, 2026

+12.0%Year to date+11.9%

1.0%Yield1.0%

$186BAssets$806B

1–0SPYM wins

End-of-day Nov 12, 2026

Loading…

FDIV, USOY and SCHD

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three

Yields: FDIV, USOY, SCHD