Compare · 2 funds side by side · dividends reinvested

FDLS and SCHD

FDLSInspire×SCHDSchwab×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,375SCHD · best of the two

02 / 04

FDLS and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$123B1.1

Inspire Fidelis Multi Factor ETFUS Stock Styles · Factor0.66%0.86%+16.0%+19.2%+22.1%[…]−9.5%16.5%$253M1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: FDLS 2022 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Schwab U.S. Dividend Equity ETF · $123B$16,375

SCHD

FDLS

Inspire Fidelis Multi Factor ETF · $253M[…]

$10,000 five years ago, dividends reinvested · they hold 2.3% in common

SCHDMeasureFDLS

+32.3%Year to dateJan 1 → Nov 5+16.0%

+38.7%1 yearTotal return+19.2%

+20.3%3 years · per year$10,000 became $17,414 · $18,222+22.1%

+10.4%5 years · per year$10,000 became $16,375 · […][…]

0.06%Expense ratio$6 · $66 a year on $10k · lower is better0.66%

2.98%Trailing 12-mo yield$298 · $86 a year on $10k0.86%

−6.9%Worst dropSmaller is better−9.5%

11.7%VolatilityLower is calmer16.5%

SCHDFDLS Winner of the row, in its colourEach row: the bigger of the two fills its side

6–1SCHD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SCHD vs FDLS: Top 5 Holdings

Today

SCHD

21.7%in top 5

FDLS

in top 56.2%

SCHDStockFDLS

4.7%TXNnot top 5

4.4%PGnot top 5

4.3%HDnot top 5

4.2%KOnot top 5

4.2%AMGNnot top 5

not top 5RELY1.3%

not top 5FLYW1.3%

not top 5CON1.2%

not top 5TLS1.2%

not top 5OMCL1.2%

Held in common2.3%

End-of-day Nov 5, 2026 · share of each fund

SCHD vs FDLS Returns, Every Period

SchwabSCHD

+38.7%

past year

FDLSInspire

+19.2%

past year

SCHDFDLSFaded: behind in that period

2–1SCHD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Income vs Stocks: SCHD vs FDLS

YTD

SchwabSCHD

+32.3%

FDLSInspire

+16.0%

+32.3%Year to date+16.0%

−6.9%Worst drop · 1Y−9.5%

11.7%Volatility · 1Y16.5%

3.0%Yield0.9%

$123BAssets$253M

4–0SCHD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FDLS, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

FDLS0.66%$66

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: FDLS, SCHD

2.98%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.98%$298

FDLS0.86%$86

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

FDLS$86 − $66 = $20

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: FDLS, SCHD

Today

2.3%most shared, FDLS and SCHD

FDLSSCHD

FDLS—2.3%

SCHD2.3%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+38.7%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

FDLSWorst drop−9.5%16.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDFDLS

+32.3%Year to date+16.0%

3.0%Yield0.9%

+38.7%Past year+19.2%

0.06%Fee0.66%

4–0SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026